What if the employer doesn't pay social security until retirement?

If the employer fails to pay social security until retirement, the employee may negotiate with the employer to pay it in one lump sum.

The specific method is as follows:

1, continue to pay fees until the end of 15, and receive the basic pension on a monthly basis.

According to the relevant laws and regulations, when individuals participating in the basic old-age insurance for employees reach the statutory retirement age, if the accumulated payment is less than fifteen years, the payment can be extended to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.

2, into the basic old-age insurance for urban and rural residents, enjoy the old-age insurance benefits.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can also be transferred to the new rural social old-age insurance or urban residents' social old-age insurance and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

Personal social security payment process:

1. Individuals with urban or rural hukou can pay social security by themselves at local social security service points or at county-level social security bureaus. Individuals who pay social security can only pay endowment insurance and medical insurance;

2. Individuals can pay social security for themselves as freelancers. When paying social security, you need to bring your household registration book, ID card and copy, and prepare two one-inch photos. Then go to the local social security agency for handling;

3. When you apply for social security, you need to bind the bank card, mainly to deduct the fee automatically every month. You must remember to deposit the premium before the deduction date, otherwise it will be broken.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.