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Do college students need to cancel their social security cards
College students' medical insurance cards can be canceled without having to cancel.
The basic medical insurance fund for college students consists of the basic medical insurance premiums paid by insured students and government subsidies. The financing standard is 110 yuan per person per year, of which 80 yuan is the financial subsidy, 30 yuan is paid by the students themselves and their families, and the financial subsidy is given to the students from low-income families, and the students themselves don't pay the fee.
Students hospitalized in designated medical institutions using the coordinated payment, the establishment of the starting standard and the maximum payment limit, and to determine the percentage of individual out-of-pocket payments above the starting standard and below the maximum payment limit.
Undergraduates participating in the basic medical insurance for urban and rural residents shall take the period from July 1 of the current year to June 30 of the following year as an insurance year, and the basic medical insurance treatment shall take effect from July 1 and reimbursement of medical expenses shall be made in accordance with the provisions of the medical insurance for minors:
(1) Medical expenses incurred in outpatient clinics in accordance with the provisions shall be reimbursed in the following proportions, and the remaining portion shall be paid by the individuals themselves:
1, medical expenses less than 1,000 yuan, reimbursement of 35%;
2, medical expenses in 1,000 yuan (including 1,000 yuan) or more, less than 5,000 yuan, reimbursement of 45%;
3, medical expenses in 5,000 yuan (including 5,000 yuan) or more, less than 10,000 yuan, reimbursement of 55%;
4, medical expenses in 10,000 yuan (including 5,000 yuan) or more, less than 10,000 yuan, reimbursement of 55%;
4 The reimbursement will be 65% of the portion of medical expenses above 10,000 yuan (including 10,000 yuan).
(2) Medical expenses incurred in hospitalization in accordance with the regulations shall be reimbursed in the following proportions, and the rest shall be paid by the individual, and the medical expenses for multiple hospitalizations within the year shall be calculated cumulatively:
1. For the portion of the medical expenses less than 10,000 yuan, the reimbursement rate shall be 55%, 65% and 75% for those who seek medical treatment at Level 3, Level 2 and Level 1 medical institutions, respectively;
2. For the part of medical expenses above 10,000 yuan (including 10,000 yuan) and less than 20,000 yuan, the reimbursement rate is 60%, 70% and 80% for the part of medical expenses in third-level, second-level and first-level medical institutions respectively;
3. For the part of medical expenses above 20,000 yuan (including 20,000 yuan), the reimbursement rate is 65%, 75% and 75% for the part of medical expenses in third-level, second-level and first-level medical institutions respectively;
4. ratios are 65%, 75% and 85% respectively.
Extended information:
According to the spirit of the "State Council's Guiding Opinions on the Development of Urban Residents' Basic Medical Insurance Pilot Programs", the State Council has decided to include students in urban basic medical insurance programs. In order to further improve the work of medical insurance, the State Council decided to include college students in the pilot urban residents' basic medical insurance.
I. Basic Principles
In accordance with the general requirements of the CPC Central Committee and the State Council on accelerating the establishment of a social security system covering urban and rural residents and carrying out the pilot work of basic medical insurance for urban residents, and adhering to the principle of voluntariness, college students are included in the scope of the pilot project of the basic medical insurance for urban residents and continue to do a good job of daily medical care;
The central government determines the basic principles and the main The central government will determine the basic principles and main policies, and the pilot areas will formulate specific measures to implement local management for the insured college students; improve the mechanism for raising funds for medical insurance and the mechanism for sharing costs, focusing on guaranteeing basic medical needs and gradually raising the level of protection.
The main policies
(1) Scope of coverage. All kinds of full-time general higher education (including private colleges and universities), scientific research institutes to receive general higher education full-time undergraduate and graduate students.
(2) Coverage. College students hospitalization and outpatient medical treatment of major illnesses, in accordance with the principle of territoriality through the participation of the school location of the basic medical insurance for urban residents to solve, college students in accordance with the local provisions of the contributions and enjoy the corresponding treatment, the level of treatment is not lower than that of the local urban residents. At the same time, in accordance with the existing provisions continue to do a good job in the daily medical work of college students, to facilitate their timely access to medical care.
Encourage college students to participate in basic medical insurance on the basis of the principle of voluntariness, by participating in commercial medical insurance and other ways to improve the level of medical protection.
(3) Financing. College students to participate in the basic medical insurance for urban residents of individual contribution standards and government subsidies in accordance with the local primary and secondary school students to participate in the basic medical insurance for urban residents of the corresponding standards. Individual contributions are in principle borne by the students themselves and their families, and colleges and universities in a position to do so may subsidize their contributions.
The government subsidy funds required for college students to participate in the insurance, according to the affiliation of colleges and universities, by the same level of finance is responsible for the arrangement. The central financial institutions of the local affiliated colleges and universities in accordance with the basic medical insurance subsidies for urban residents to give subsidies. The funds required for the daily medical treatment of college students will continue to be subsidized by the same level of finance in accordance with the affiliation of colleges and universities.
All localities should take measures to subsidize the basic medical insurance premiums paid by individual college students from economically disadvantaged families and the medical expenses that should be borne by them individually according to the regulations, through the medical aid system, the financial assistance system for economically disadvantaged students from families and social charitable donations in a variety of ways, so as to effectively alleviate the burden of medical expenses on economically disadvantaged students from families.
Baidu Encyclopedia - College Student Health Insurance
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