Medical insurance can not pay the line

Whether or not you can skip the medical insurance depends on the individual's specific situation.

If an individual has established a labor relationship and signed a labor contract with a work unit, then according to the Labor Law of the People's Republic of China and the Social Insurance Law, both the individual and the work unit are required by law to participate in the social security system and to pay social insurance premiums. In this case, health insurance, as part of social security, is mandatory and one cannot choose not to pay. However, if the individual is not an active member of the work unit, but is paying social security for himself in the form of individual flexible employment, then in this case, it is possible to choose not to pay the medical insurance.

The benefits of paying medical insurance are as follows:

1. It is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. In turn, the establishment and improvement of the medical insurance system will further promote social progress and the development of production;

2, regulating income differences, reflecting social fairness. Medical insurance is an important means of income redistribution through the collection of medical insurance premiums and the reimbursement of medical insurance service fees;

3. It is an important guarantee for maintaining social stability. Medical insurance gives economic help to sick workers, helps eliminate social instability caused by disease, and is an important social mechanism for adjusting social relations and social conflicts;

4. It is an important guarantee for promoting the reform of the economic system, especially the reform of state-owned enterprises.

In summary, whether medical insurance can not pay, need to be judged according to the specific circumstances of the individual. For individuals who have established a labor relationship, health insurance is mandatory; while for individuals who are flexibly employed, they can choose not to pay health insurance, but they need to bear their own medical expenses.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 2

The state establishes a social insurance system of basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems to safeguard the citizens' rights to obtain material assistance from the state and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment, childbirth and other circumstances. rights.