Resignation after the five insurance and social security how to do

How to deal with the five insurance and social security after resignation:

1. Pension insurance

If you find a new job, after leaving the job, go to the social security center where the original unit is located to apply for the "Pension Insurance Transfer Participation Voucher", and after joining the job, bring this voucher to the social security center where the new unit is located to handle the transfer. If you don't have a new unit, you can consider purchasing commercial pension insurance, or going to the social security organization where your hukou is located to participate in the urban and rural residents' pension insurance as a flexibly employed person.

2. Unemployment, Work Injury and Maternity Insurance

Unlike pension insurance, work injury and maternity insurance does not have a personal account and cannot be transferred, so once you are unemployed, you will not be able to enjoy it. Unemployment insurance can also only be transferred within the province.

3, medical insurance

Pension insurance interruption does not matter, health insurance interruption will be more troublesome, interruption of three consecutive months or cumulative interruption of more than six months, health insurance is considered invalid, can not enjoy the reimbursement service. If you have a new unit, go to the original unit's local health insurance center for the "health insurance transfer certificate", and then apply for the transfer. If there is no new unit, you can refer to the pension insurance processing.

4, housing provident fund

The same city to change jobs, provident fund account can only be transferred through the transfer, if the change of city work, and the account is not in the location of the original unit, both the transfer of the account, but also to withdraw the provident fund. First of all, open a provident fund account in the new unit city and provide proof of account opening as well as the Notice of Transfer of Provident Fund. Bring the above certificates for the transfer. If you want to withdraw, bring your ID card, labor termination contract with the original unit, and bank card to the CPF center. If you don't have a new unit, the policy varies from place to place and depending on the situation, some of them can be withdrawn.

5, social security

Laborers from the company after leaving the social security can handle the transfer, transfer and surrender procedures. Participants can only buy two types of social security insurance: pension insurance and medical insurance. Since flexible workers don't have an organization, they need to bear the full amount of contributions.

Details

1. Pension insurance can be interrupted, interrupted in the middle does not matter, the last is the accumulation of years, but the more you pay, of course, the more pension.

After the resignation of the five insurance funds for the transfer of formalities: in the old unit to play the transfer of single, to the new unit to continue on the line.

2. Unemployment insurance must be paid.

After the resignation of the five insurance for the transfer of formalities: do not have to handle, to the new unit to continue on the line.

3. Medical insurance is more important, the provisions of the interruption of more than three months on the lapse, three months after the doctor will have to pay for their own money, minor illnesses do not matter, major illnesses on the miserable, interrupted more than three months to the new unit to re-enter. Each medical insurance has a passbook, lifelong use, regardless of whether the unit changes, the unit should be a certain percentage of the money into the passbook every month, individuals can withdraw at any time, regardless of the purpose. Each on the medical insurance has a blue book, is the medical book, medical regulations outpatient costs 2000 yuan or more part of the reimbursement, for example, spent 2500, only reimbursement of 500 50% -70% (hospitals are different, reimbursement rate is different), if hospitalized to report more. When you visit the doctor, you have to tell the hospital to open the bill of health insurance, hospitalization to bring.

Resignation of five insurance for the transfer of formalities: their own payment, if you look at the previous payroll medical monthly fee how much they pay, and now pay their own words to include the former unit to pay you 10%, about 6 times their own payment. Let's say you deduct 100 yuan per month, you pay about 600 yuan. Pension is a unit to pay, self-pay part of the 3.5 times. For example, before the monthly deduction of 100 yuan, if you pay is 350 yuan; If you do not pay the pension insurance can be cut off, can be renewed later, to ensure that the payment of 15 years can be accumulated. Medical can not be cut off more than 2 months, more than, need to recalculate the cumulative years of contributions, no unit is required to pay the previous unit and the individual part of the two.

4. Provident fund units to give you money and your own money are deposited into your provident fund account, such as wages of 3000 yuan, the unit to give you 300, you deduct 300, so you should have a monthly provident fund account of 600 yuan, can only be withdrawn once a year to go to the provident fund center to take, the need to buy a house or repair the house, you can take or entrusted to the unit to take.

After resignation, the five insurance and one gold for the transfer procedures: first in the new unit to open an account, take the account number to the old unit, so that the old unit will be the original account of the money transferred to the new account. The provident fund center will send each employee's statement to the unit in June every year, showing the money in your account now. Also, around April every year is the time to adjust your pension, unemployment and medical base for the next year, and June every year is the time to adjust your CPF for the next year.

Legal basis

Article 2 of the Social Insurance Law of the People's Republic of China*** and the State establishes a social insurance system for basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the right of citizens to receive material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity.

Article 50 of the Law of the People's Republic of China on Labor Contracts stipulates that the employer shall issue a certificate of termination of the labor contract at the time of termination of the labor contract and shall, within fifteen days, carry out the formalities of transferring the files and social insurance relations of the worker. The laborer shall, in accordance with the agreement between the two parties, handle the handover of work. Where the employer is required to pay economic compensation to the worker in accordance with the relevant provisions of this Law, it shall do so at the time of handing over the work. The employer shall keep the text of the canceled or terminated labor contract for at least two years for reference.