Is the proportion of paying five insurances and one gold for career establishment high?

I. The proportion of institutions paying five insurances and one gold is as follows:

Pension insurance unit contribution rate is 20%, individual contribution rate is 8%, medical insurance unit contribution rate is 8%, individual contribution rate is 2%, industrial injury insurance unit contribution rate is 0.2%, individual non-contributory maternity insurance unit contribution rate is 0.8%, individual non-contributory unemployment insurance unit contribution rate is 1%, and individual contribution rate is 1%.

Second, the difference between enterprise five risks and institutional five risks

"Five insurances and one fund" refers to five social insurances and one provident fund. "Five insurances" include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. "One gold" refers to the housing accumulation fund. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals. Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. "Five risks" are legal, but "one gold" is illegal.

Third, what is the company's process of handling five insurances and one gold?

(1) Employees are required to provide the original and photocopy of their ID cards, 1 inch photos with white background, and personal information registration forms. Employees who have paid social security in other units can fill in the social security increase form.

(2) When handling five insurances and one fund for employees, the company should fill in the social insurance declaration form and the provident fund declaration form, and then bring a copy of the company's business license, a copy of the organization code certificate, the bank account opening permit, the official seal, the insurance payment base of the company's employees and the above procedures prepared by the employees. Go to the social security bureau where the company is located, first apply for the social security registration certificate of a unit, go to the bank to handle the entrusted payment procedures, and then fill out the form according to the requirements of the social security bureau to handle the "five insurances".

(3) Take the above materials to the local housing provident fund collection center to apply for another fund.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.