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Can I get a refund if I don't pay social security for five years

Legal analysis

Social security is not refundable. If you pay social security and don't want to handle it, the money you pay will not be refunded. Social security can only be surrendered if the following conditions are met:

1, reaching retirement age, not meeting the payment conditions 15 years (full payment of personal account deposit);

2. The insured dies for some reason (personal payment and interest);

3, the insured person to settle abroad (personal payment and interest);

4. After retirement, there is still a balance in personal accounts (personal contributions and interest).

If you don't want to continue to pay social security, you don't have to go through any formalities. The specific method is as follows:

legal ground

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.