Langfang social security fund advance application

The areas where housing purchase restrictions are in effect are the main city of Langfang (including Guangyang District, Anji District, Langfang Development Zone), Sanhe City, Dafang Hui Autonomous County, Xianghe County, Gu'an County, Yongqing County, Bazhou City, and Wen'an County. Non-local households that can provide proof of payment of local social insurance or proof of tax payment for 3 years or more are limited to purchasing 1 housing unit, including new commercial housing and second-hand housing. Non-local resident families who already own 1 or more housing units, or who cannot provide proof of payment of local social insurance or proof of tax payment for 3 years or more, will be suspended from purchasing housing units in the local area. Proof of retroactive social insurance payment or tax payment shall not be used as a valid proof for purchasing housing. Local resident families who already own 2 or more houses are suspended from purchasing housing in the locality, including new commercial housing and second-hand housing.

Legal basis:

"Implementation Opinions of the General Office of the People's Government of Hebei Province on Further Promoting the Stable and Healthy Development of the Real Estate Market in the Province" (Jizhi Zhengbao Zi [2017] No. 45)

I. Conscientiously implement the national policy of supporting and encouraging residents to purchase homes

(a) Reduction or exemption of taxes and fees for housing transactions. Since November 1, 2008, the first time an individual to buy 90 square meters and the following ordinary housing, the deed tax rate temporarily unified down to 1%; the sale or purchase of housing for individuals temporarily exempted from stamp duty; the sale of housing for individuals temporarily exempted from land value-added tax.

(ii) adjust the down payment ratio and interest rates for housing loans. Since October 27, 2008, financial institutions to provide loans to residents for the first time to buy ordinary owner-occupied housing and improve the ordinary owner-occupied housing, the lower limit of the loan interest rate to expand to 0.7 times the base lending rate, the minimum down payment ratio adjusted to 20%; downward adjustment of the individual housing fund loan interest rate, the interest rate of the various grades were reduced by 0.27 percentage points.

Second, further improve the housing consumption policy

(a) appropriate relaxation of ordinary commodity housing standards. For the housing price changes in recent years, the city, county (city) can enjoy the preferential policies for ordinary commodity housing housing price standards appropriate upward.

(B) adjust the time limit for the sale of housing to pay sales tax. Since December 1, 2008 onwards, individuals buying ordinary housing for more than 2 years (including 2 years) resale transactions, the sale does not bear the business tax.

(C) the transfer of housing to pay personal income tax on the transfer of financial subsidies. Since December 1, 2008 to December 31, 2009, the individual transfer of housing to pay personal income tax, by the city, county (city) to the transfer of the amount of tax paid to the transfer of the city, county (city) to retain part of the amount of financial subsidies.

(D) adjust the amount of housing fund loans and the scope of issuance. The maximum amount of housing fund loans from 300,000 yuan to 400,000 yuan. For home buyers who have not contributed to the housing fund, the normal contribution to the housing fund and have not applied for the use of housing fund individual housing loan employees (not less than two people) to provide a guarantee, you can apply for housing fund individual housing loan. Real estate development enterprises shall not refuse to apply for housing provident fund loans for homebuyers.

(E) the implementation of home purchase settlement policy. City, county (city) can combine the local reality, for the purchase of commercial housing for foreign buyers for local urban household registration.

Third, increase the security of housing construction

(a) the timely unification of low-cost housing and affordable housing security conditions. In order to improve housing security capacity, and gradually establish a low-cost housing security model, since January 1, 2011 onwards, the cities, counties (cities) to unify the low-cost housing and affordable housing security conditions, meet the security conditions of the family can independently choose low-cost housing or affordable housing security. Conditional cities, counties (cities) can be advanced and track.

(B) adjust the province's housing security objectives for the next two years. 2009 and 2010 to expand the scope of low-cost housing security, will be part of the low-income families by the economic housing security into the low-cost housing security, adjusting the "Hebei Provincial People's Government on the efforts to solve the livelihood of a number of opinions" (Hebei Government [2008] No. 10) low-cost housing and affordable housing security objectives. In 2009, the number of households covered by low-cost housing was adjusted from 80,000 to 85,000, and the completed area of affordable housing was adjusted from 1.8 million square meters (covering about 30,000 households) to 1.5 million square meters (covering about 25,000 households); in 2010, the number of households covered by low-cost housing was adjusted from 90,000 to 100,000, and the completed area of affordable housing was adjusted from 1.8 million square meters (covering about 30,000 households) to 1.5 million square meters. The number of guaranteed households was adjusted from 1.8 million square meters to 1.5 million square meters (the number of guaranteed households was about 25,000).

(c) Increase the mobilization of low-cost housing in kind. Increase the proportion of in-kind rent allocation, by the end of 2010, the cities, counties (cities), low-rent housing security object of in-kind rent allocation rate of more than 50%, the province *** to raise more than 50,000 sets of low-cost housing, mobilization methods, including in the general commercial housing and affordable housing projects with the construction of (the proportion of construction for general commercial housing 5%, 15% affordable housing), centralized construction and the purchase, rental of commercial housing or stock housing; 58,000 housing units for low-income families will be resolved through the reconstruction of shantytowns (dilapidated residential areas). Conditional, to multi-channel financing, accelerate the promotion, and strive to complete ahead of schedule.

(D) continue to grasp the construction of affordable housing. According to the needs of local housing security and the provincial government issued the responsibility of the target, localities should continue to grasp the planning and implementation of affordable housing projects, the implementation of the relevant preferential policies, both centralized construction, but also in the ordinary commercial housing projects with the construction. The annual completion scale of affordable housing in the municipalities should generally reach 10%-12% of the completion scale of local urban commercial housing.

(E) encourage the implementation of demolition and relocation of monetary compensation. Actively implement the demolition and relocation of monetary compensation, encourage the use of compensation for the demolition of people from the market to buy commercial housing. Has been demolished and the contract agreed to be in-kind resettlement of the demolished, to speed up the demolition of resettlement housing construction, to ensure that the demolished people get resettled on time.

(F) vigorously promote the "three reforms" project. Further improve the working mechanism, increase government investment, accelerate the improvement of old residential neighborhoods. Adhere to government-led and market operation, multi-channel investment, and vigorously promote the shantytown (dangerous residential areas) reconstruction and urban village transformation. "Three reform" project involves administrative fees and government funds are exempted.