How to handle the newborn medical insurance card?

Today, let's learn more about the process of neonatal medical insurance.

First of all, the quasi-newborn medical insurance can reimburse the medical expenses incurred during the birth after participating in the medical insurance before the baby is born. In this way, the extra medical expenses brought to the family by the newborn emergency are saved.

Secondly, the scope of insurance needs to meet the following conditions: expectant mothers after 28 weeks of pregnancy can apply for quasi-newborn medical insurance as long as one of their parents is registered in this city and their mother has participated in Nanjing medical insurance (whether it is employee medical insurance or urban and rural residents' medical insurance).

The handling method is very convenient, and online operation is enough. Through the "My Nanjing" APP, enter the health section, select the medical insurance service, and click the residents' medical insurance. After reading the instructions, click Insurance in the lower right corner. Fill in the residents' insurance information, including the mother's (father's) name, mobile phone number and ID number, and choose the prospective newborn's medical insurance, expected date of delivery and household registration. Click Next, and the system will display that the registration is successful. Payment will be made after one hour, and the payment process is very simple.

In terms of insurance premium, in 2023, the financing standard of medical insurance for prospective newborns and newborn students in Nanjing is 14 10 yuan/person, of which the financial subsidy standard is 1 160 yuan/person, and the individual contribution is 250 yuan/person.

After the payment is completed, the registration is successful, and you can view the registration guarantee. This is the electronic proof of admission of prospective newborns presented at the time of reimbursement. Three months later, I can convert the quasi-newborn medical insurance into formal medical insurance on my Nanjing app, and set up a physical card in the street where my account is located.

In addition, if a baby has been in registered permanent residence within three months after birth (that is, insured within 90 days after birth) and paid insurance money, he can enjoy annual medical insurance benefits from the date of birth; If you are insured and pay after 90 days of birth, you can enjoy the medical insurance benefits of the payment year only after the next month.

For the process, it is also very simple. Just open my Nanjing app- Medical Insurance Service-Residents' Medical Insurance Participation-Insurance Application, select the application type of newborn medical insurance, and then fill in the identity information of Ma Bao and the baby to complete the operation. The payment information related to the prospective newborn's medical insurance will be linked to the newborn's medical insurance account through the mother's ID number, because the annual fee paid by the prospective newborn's medical insurance does not need to be paid repeatedly after formal enrollment. Finally, take the baby's household registration book and the parents' ID card to the nearest social security agency to get the entity card.