Minimum base of five insurances and one gold

The minimum base of five insurances and one gold is as follows:

1, the minimum payment base of old-age insurance is 3368 yuan, the minimum payment amount of unit is 269.44 yuan, and the minimum payment amount of individual is 538.88 yuan;

2. The minimum payment base of medical insurance is 3368 yuan, the minimum payment amount of the unit is 303. 12 yuan, and the minimum payment amount of the individual is 67.36 yuan;

3. The minimum payment base of unemployment insurance is 3368 yuan, and the minimum payment amount of units and individuals is 16.84 yuan;

4. The minimum payment base of maternity insurance is 3,368 yuan, and the minimum payment amount of the unit is 26.94 yuan;

5. The minimum payment amount of industrial injury insurance shall be determined by the unit;

6. The minimum payment base of housing provident fund is 2020 yuan, and the minimum payment amount of units and individuals is 10 1 yuan.

Composition of five insurances and one gold:

1. Old-age insurance: providing basic living security for employees after retirement;

2. Medical insurance: providing basic medical services and guarantees for employees and their families;

3. Unemployment insurance: providing living allowance for unemployed workers for a certain period;

4. Work injury insurance: provide medical and economic assistance to employees when they are injured or suffer from occupational diseases;

5. Maternity insurance: providing certain financial subsidies and medical services for the maternity of female employees;

6. Housing accumulation fund: providing savings and loan support for employees to solve housing problems.

To sum up, in the minimum payment base of five insurances and one gold, the pension, medical care, unemployment and maternity insurance are all 3,368 yuan, the industrial injury insurance is determined by the unit, and the housing accumulation fund is 2,020 yuan; The minimum amount of pension, medical care and maternity insurance required by the company is 269.44 yuan, 303 yuan12 yuan and 26.94 yuan respectively, and the minimum amount of pension and medical insurance required by the individual is 538.88 yuan and 67.36 yuan respectively. Individuals and units need to pay unemployment insurance and housing accumulation fund 1 1 yuan respectively.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 667

A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668

A loan contract shall be in written form, unless otherwise agreed between natural persons.

People's Republic of China (PRC) social insurance law

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.