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Why is the retirement salary of teachers so high?
1. Teachers belong to the staff of public institutions and enjoy the system of five insurances and one gold fully funded by the state. Social security payment adopts the payment grade of 100%. Teachers also need to pay occupational annuities, which is an important welfare guarantee within institutions, far higher than employees in other enterprises. These high social security contributions and occupational annuity systems make teachers' retirement wages relatively high.
2. The teacher has long teaching experience. Teachers are a relatively stable profession, and most teachers can have more than three years of teaching experience. Long-term teaching experience plays an important role in the accumulation of pension and occupational annuity accounts, which conforms to the principle of pension.
3. There are differences in the distribution of economic level and educational resources in different regions, and the standards of retirement wages are also different. The retirement security in economically developed areas is usually better, which also leads to higher retirement wages for teachers in some areas.
4. Teachers' professional titles and workload also have a certain impact on retirement wages. Teachers with high professional titles have higher salaries when they are on the job, and personal account pensions will be more after retirement. At the same time, teachers who undertake a large workload (such as class teachers) can enjoy higher allowances.
5. Historical factors also have an impact on teachers' retirement salary. In the past, teachers' income was lower than that of enterprise employees for a long time, but with the reform, many teachers' unpaid pension insurance was regarded as paid and no longer needed to be paid. This also means that their pensions will be improved.
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