Job Recruitment Website - Social security inquiry - Can you still pay maternity insurance after pregnancy

Can you still pay maternity insurance after pregnancy

You can still pay for maternity insurance after pregnancy.

Applicants can apply for maternity insurance reimbursement as long as they have paid for one year continuously at the time of reimbursement. In addition, the user must comply with the requirements of family planning and have paid the full amount of maternity insurance at the time of reimbursement. Also, if the user interrupts the payment, it is not possible to make up the payment, but only to renew the payment. Maternity insurance is usually paid by the employer and not by the individual. Maternity insurance is a type of social insurance that guarantees financial reimbursement to both men and women in the event of childbirth. The Maternity Insurance Fund compensates the unit in the form of a maternity allowance. A one-time maternity allowance is payable to female workers who were originally covered by maternity insurance in their units and who, after becoming unemployed, give birth in accordance with the provisions of the family planning regulations during the period in which they are receiving unemployment insurance benefits: 400 yuan for a miscarriage, 2,400 yuan for a normal birth, and 4,000 yuan for a difficult birth or a multiple birth. enjoy a one-time childbirth subsidy of 50 percent.

Is it still useful to pay for maternity insurance when you are pregnant

Not useful.

1. Maternity insurance is paid by the organization.

It's too late to notify your organization to pay after you get pregnant.

2. Individuals who pay into social security are not eligible for maternity insurance.

Summary, maternity insurance is a kind of welfare insurance for employees, employees can not purchase personal.

Legal basis:

The People's Republic of China Social Insurance Law on Maternity Insurance

Article 54

If the employer has already paid the maternity insurance premiums, the employee shall enjoy the maternity insurance treatment; the spouse of the employee who is not employed shall be entitled to the treatment of the maternity medical expenses in accordance with the state regulations. The required funds shall be paid from the Maternity Insurance Fund.