Payment base of various social insurances in Guangzhou.

From July 2065438 to July 2007, the payment ratio of various types of insurance in Guangzhou is as follows:

Basic old-age insurance for employees: from 20 15 65438+ 10/,the contribution ratio of pension insurance units of all insured units will be uniformly adjusted to 1 4%, and the individual contribution ratio will still be implemented according to the national regulations of 8%; The proportion of individual industrial and commercial households and flexible employees is still 20% as stipulated by the state.

Basic medical insurance for employees: from 16 years 10 to September 30, 20 17, the contribution rate of social medical insurance for employees in the employer decreased from 8% to 7%, and the contribution rate of social medical insurance for flexible employment, delayed retirement and unemployed people decreased from 10% to 9%.

Medicaid for major diseases: the unit payment ratio is 0.26%. Individuals do not pay. Supplementary medical insurance: Employers and individuals can participate in supplementary medical insurance for employees on the basis of participating in social medical insurance for employees. The employing units participating in the supplementary medical insurance for employees shall treat all employees as a whole. The payment standard of supplementary medical insurance premiums for employees is based on the average monthly salary of employees in this city in the previous year, and each person pays 0.5% per month.

Unemployment insurance: The floating rate of unemployment insurance from March 1 2006 refers to the unit payment rate, which is determined by the social security department according to the unemployment insurance application rate of the employer in the previous five years and is divided into three grades: 0.48%, 0.64% and 0.8%. For employers who have participated in unemployment insurance in Guangzhou for less than five years (including newly insured employers), the unit rate is levied at 0.64%. The personal rate is adjusted to 0.2%.

Industrial injury insurance: from July 1 day, 2065438 to June 30 +09, 2065438, it is divided into one to eight categories according to the degree of industrial injury risk in different industries. The standard rates of work-related injury risks corresponding to various industries are adjusted to the following eight grades: 0.2%, 0.4%, 0.7%, 0.9%, 1. 1.2%, 1.3% and 1.4 of the total wages of employees in the previous year. Work-related injury insurance is paid by the unit and not by the individual.

Maternity insurance: the unit contribution rate is 0.85%, and individuals do not pay.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.