When will the social security renewal take effect?

The effective time of social security renewal needs to be judged according to the time of breaking off. Details are as follows:

1, social security is renewed, and it can be used next month after the company continues to pay;

2. If it exceeds 3 months, there will be a waiting period of 6 months before it can be used.

Deduction is handled as follows:

1, the unit interrupts payment (including failure to pay in full and on time), the medical insurance is suspended and credited to the personal account of the employees of the unit, and the account is blocked. The medical expenses incurred during the suspension of participation will not be reimbursed, and the self-raised funds of the unit will be reimbursed according to the medical insurance policy;

2. If the payment is suspended for renewal within one year, the hospitalization expenses incurred from the effective date of renewal can be reimbursed, and the medical insurance fund that incurred hospitalization expenses before renewal will not pay; If the payment is suspended for more than one year, there is a six-month exemption period.

The consequences of medical insurance interruption are as follows:

1, newly insured employees (including those who have stopped paying 1 year or more and re-insured) shall participate in the basic medical insurance according to law, and those who have paid continuously for 1 year (excluding the overdue period) shall enjoy the basic medical insurance benefits according to regulations;

2, more than half a year but less than one year, according to 50%;

3, less than six months, no payment.

If there is no intermittent payment, or if the intermittent payment does not exceed one year, the payment in the month of hospitalization will not affect the medical insurance reimbursement.

The endowment insurance in social insurance is cumulative, and it will not be cleared because it is stopped halfway. If there is payment after the interruption, the cumulative number of years of previous insurance and the amount of individual payment. Within one medical insurance payment year, the social insurance payment will be stopped for 3 months, and the medical insurance payment period will be cleared and recalculated. The balance of personal account will be activated and can be used again after paying medical insurance, so the amount of medical insurance paid by individuals will not be cleared.

Legal basis: Article 62 of People's Republic of China (PRC) Social Insurance Law.

If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the unit last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.