Is the teacher's pension social security?

Teachers' pension is a pension issued by government agencies and institutions, but in the past, it was different from the pension issued by enterprises. However, due to the implementation of the pension integration system, the two merged on 20 14, which means that teachers' pensions are now the same as those of ordinary enterprises.

Before the merger, China adopted a dual-track system, that is, enterprise pensions and career pensions adopted different retirement pension systems. The reason for the merger is that the enterprise pension is about three times higher than the enterprise pension, and the social distribution is uneven.

Since the merger of 20 14 pensions, teachers' pensions have been paid in accordance with the provisions of "the old method for the elderly, the new method for the new, and the middle-aged ten-year transition period".

Among them, those who retired before September 30, 20 14 are "old people", and the basic pension is paid according to the original treatment standard; After June 14+ 10/0, those who take part in the teaching work are "newcomers", and the basic pension is paid according to the new standard.

As for those who worked before the implementation of the policy and retired after the implementation of the policy, they are considered "middlemen". On the basis of basic pension and personal account pension, transitional pension is paid according to the length of payment period.

Social endowment insurance is a kind of social insurance system established by our government according to certain laws and regulations to solve the problem that workers reach the working age limit stipulated by the state to terminate their labor obligations or quit their jobs because of old age. Endowment insurance is an important part of social security system and one of the five most important social insurances.

According to the decision-making arrangements of the CPC Central Committee and the State Council, from June 5438+ 10, 2022, the national pension insurance will be co-ordinated.

The "Twelfth Five-Year Plan" period is a crucial period for China to comprehensively deepen reform and opening up, accelerate the transformation of economic development mode and build a well-off society in an all-round way, and it is also a crucial period for the insurance industry to realize structural adjustment.

The Twelfth Five-Year Plan for the Development of Insurance Industry in China proposes to vigorously carry out enterprise annuity business, support qualified enterprises to establish commercial old-age security plans, improve the level of employee security, explore individual old-age insurance business, and broaden the service areas of commercial old-age insurance.

The old-age security system in China has three levels: social basic old-age insurance, enterprise supplementary old-age insurance and personal savings old-age insurance. The coverage of government-led social security is constantly expanding, and the social endowment insurance for urban residents in China has basically achieved full coverage. But because the principle of social security is "low level and wide coverage",

At present, there are still some big problems in the old-age insurance system. The huge demand in the pension insurance market is untenable only by social security. The replacement rate of old-age insurance has been declining year by year since the end of last century, and now it is less than 47%. It is urgent for commercial insurance to participate in social security. Through the combination mechanism of commercial insurance and social security, the social security pressure of the elderly will be diverted and a multi-level old-age security system of the whole society will be established.

Old-age insurance will take effect automatically after the elderly within the legal scope "completely" or "basically" withdraw from social labor life. The so-called "complete" is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. The legal age limit is a practical measure.

Legal basis:

Article 15 of the Social Insurance Law of People's Republic of China (PRC) shall plan the pension as a whole and plan it according to the basic pension plan and payment method stipulated by the State Council.