Can Hubei medical insurance card be used in the whole province?

Whether medical insurance can be universal in the whole province depends on local policies. If it has been popularized in the whole province, then medical insurance is universal in the whole province. If it is not universal in the province, then the insured can only use medical insurance in the insured place. The general medical insurance card can only be used locally after it is opened. Some cities may implement the plan in their own provinces or two cities, but few places or cities in China have implemented the plan. When can the medical insurance card be used nationwide? At present, it is not universal in China. The specific time has to wait for national policies. At present, social security relations can only be transferred nationwide. Persons who enjoy medical insurance benefits need to check, treat or use drugs listed in the "Category B List" in the "Drug List of Basic Medical Insurance" during hospitalization, and part of the expenses are paid by the social pooling fund. The expenses should be accounted for separately, and the rest can be paid by the social pooling fund after the individual bears 20% to 30%. Personal expenses for medical treatment projects within 300 yuan (including 300 yuan) are 20%, and those within 300 yuan are 30%. The minimum specification, unit price 100 yuan (including 100 yuan) of Class B pharmaceutical preparations, the personal burden is 30%, and the personal burden of other drugs is 20%.

Legal basis:

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.

Derivative problem:

Is the medical insurance card universal in China?

There are some differences in the regulations on the use of medical insurance cards in different places, and China has not implemented national networking at present, and the use of medical insurance cards is limited to the insured places. It cannot be used all over the country, because the list of social security drugs will be different in every place. Even in the local area, it can only be used in designated hospitals or pharmacies where social security is located.

Scope of use of medical insurance card:

1. The medical insurance is divided into two accounts, the personal account, and the money reflected by the medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the personal out-of-pocket part of hospitalization expenses; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account.

2. When seeking medical treatment, show the medical insurance card to the designated hospital to prove the identity and registration of the insured. The part of medical insurance reimbursement is settled by medical insurance and hospitals, and individuals do not need to pay in advance before reimbursement. At the time of checkout, the part paid by the individual is paid by the balance of the medical insurance card and cash.

3. There is a deductible when reimbursement for hospitalization (the deductible standard is generally 10% of the average annual salary of employees in the city last year), which means that you need to pay the deductible yourself, and the part that exceeds the deductible can be reimbursed according to local medical insurance regulations. The proportion of reimbursement varies from place to place, and different projects in different hospitals are also different. It can't be said that it is about 80%. You can go to the local area to learn more about it.