How to buy medicine for medical insurance card

The use process of medical insurance card: 1, medical insurance is divided into two accounts, personal account, and the money reflected in medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the part of hospitalization expenses paid by individuals; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account. 2. Citizens participating in medical insurance use social security cards to seek medical treatment, purchase medicines, settle medical expenses and handle medical insurance affairs, which is the same as using medical insurance special (magnetic stripe) cards. The original medical insurance benefits of citizens participating in medical insurance remain unchanged, and citizens still enjoy medical insurance benefits in accordance with the provisions of the Measures for Basic Medical Insurance for Employees. 3. When seeing a doctor, show the medical insurance card to the designated hospital to prove the identity of the insured. At the time of checkout, the part paid by the individual is paid by medical insurance card or cash, and the part reimbursed by medical insurance is settled by medical insurance and hospital, so the individual does not need to pay first and then reimburse. 4. When using the social security card to handle medical affairs, the remaining amount in the personal account of the insured citizen can be carried forward for use, which will not be invalid due to the use of the social security card, and the insured citizen will not lose the funds in the personal account due to card replacement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Derivative problem:

Can I buy medicine online with my medical insurance card?

Medical insurance card can't buy medicine online. Medical insurance cards can only be bought in designated pharmacies, not in other pharmacies. Online pharmacies are not designated pharmacies, and medical insurance cards cannot be swiped. The medical insurance card is a regional medical insurance card, that is, you can only buy medicine at the local pharmacy where the card is issued. This is no problem. In fact, it cannot be used except in the city where the card is located. Under normal circumstances, some pharmacies in the province can use it, but almost all provinces can't use it normally, let alone buy it online. Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations. The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.