Shenzhen social security pension insurance contribution standard

Shenzhen pension insurance contribution standards, ratio and base in 2022 at a glance , the following is a brief understanding of it.

First, the contribution base

employees last month's gross salary. The highest for the previous year, the province's full-caliber urban unit of the average monthly salary of employed persons (currently 5782 yuan) three times, the lowest for the minimum wage standard Second, the proportion of contributions (a) Shenzhen domicile (basic + land compensation) 1, the proportion of contributions unit payment: 13% +1% individual payment: 8% Total: 22% 2, the sub-accounts Proportion

Individual account:8%

(2) Non-Shenzhen household registration

1, the proportion of contributions

unit contribution:13%

individual contribution:8%

Total:21%

2, the proportion of sub-accounts

Individual account:8%

Third, the example of the

Shenzhen workers Xiaoli monthly gross salary of 4,000 yuan; then the unit + individual contributions for the following 4000 × 22% = 880 yuan

Non-SZD employee Xiao Wang monthly gross salary of 4000 yuan; then the unit + personal contribution of 4000 × 21% = 840 yuan

How much money can I get from the Shenzhen pension?

The pension is composed of a base pension and a personal account pension. The higher the contribution base, the higher the relevant parameters for calculating the basic pension "average wage index", the higher the corresponding basic pension; personal account is gradually accumulated by the contributions over the years, the cumulative amount of reserves in the personal account is a component of the calculation of the pension, the employee in accordance with the contribution of 8% of the salary, which part of the ratio is to be transferred to the personal account. The higher the contribution base, the higher the accumulated savings in the individual account. The higher the contribution base, the more the amount of money transferred to the personal account according to the proportion, the more the accumulated reserves, the higher the pension; conversely, the lower the pension.

In fact, the calculation of the pension is based on the sum of the monthly basic pension and monthly personal account pension to calculate. The basic pension is to be calculated in accordance with (the average monthly salary of all employees in the province in the previous year + my indexed average monthly contribution salary) ÷ 2 × years of contribution × 1%, and the monthly personal account pension is calculated in accordance with the balance of the personal account ÷ the number of months of payment.