Is it worthwhile to pay social security in full?

Hello, it is not cost-effective for individuals to buy social security.

Because when the company pays you a salary, the company will help you pay a large part, and then you will pay 8% yourself, so that you can fully enjoy the welfare policies of the state and the company. If you pay it yourself, you have to pay both the personal part and the overall part. Only 40% of the money goes into the personal account and the remaining 60% goes into the overall account. If you can find a company to pay, you'd better find a company to help you pay.

There are only three kinds of social security:

1. Employee social security includes pension insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance.

2. Medical insurance for urban residents and endowment insurance for urban residents

3. New rural cooperative medical system and new rural insurance

Only employees' social security includes five insurances (endowment insurance, medical insurance, industrial injury insurance, maternity insurance and maternity insurance), and urban residents' medical insurance, new rural cooperative medical system and new rural cooperative medical system can only pay two insurances: endowment insurance and medical insurance.