Present situation of new rural social endowment insurance

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Rural residents bought the new rural social endowment insurance at first, and then changed it to non-agricultural registered permanent residence, so don't worry. The insurance system established by the national social insurance law can solve the worries. Employees are transferred to urban hukou.

After the unit participates in social security, the original rural insurance does not need to be returned, and can be calculated together. Although the regulations of each province, city and autonomous region are different, in general, the treatment methods are basically the same.

1. The state establishes and improves the social endowment insurance system for urban residents. The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.

2 employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Enterprise employees are the main force to participate in basic old-age insurance. The basic old-age insurance for employees is jointly funded by the state, enterprises and individuals, and the basic model of combining social pooling with individual accounts is implemented.

3. The basic old-age insurance combines social pooling with individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies. The system mode adopts the accumulation system, that is, a fully accumulated personal account is established, and all the endowment insurance premiums paid by individuals enter the personal account, and the funds are used for investment to obtain income. The amount of retirement pension depends on the accumulation of personal accounts.

4. The state establishes and improves the new rural social endowment insurance system. The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies. Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.

5. When the insured reaches the legal retirement age, the pension benefits are determined according to the actual payment period and the converted payment period of the old-age insurance: two years add up to 15, so that the enterprise can retire and enjoy the basic pension for employees.