What is the use of social security unemployment insurance

What is unemployment and unemployment insurance?

The so-called unemployment is an economic phenomenon in which there are no employment opportunities for the population that is employable and has a requirement for employment within the scope of labor. Unemployment insurance, on the other hand, refers to the social insurance system established to ensure that workers who have lost their jobs receive a certain amount of income compensation during the period of unemployment.

What is the unemployment insurance system in China?

According to international practice and China's basic national conditions, China's unemployment insurance is a social insurance system stipulated by the national law, through the establishment of an unemployment insurance fund, so that the unemployed can receive the necessary financial help during the period of unemployment, to ensure their basic livelihood, and create conditions for their re-employment by means of retraining and vocational introduction.

What are the sources of the Unemployment Insurance Fund?

There are four main sources of the Unemployment Insurance Fund: 1. Unemployment insurance premiums paid by enterprises; 2. Interest income from unemployment insurance premiums; 3. Financial subsidies; 4. Individual employee contributions. In addition, the source of the unemployment insurance fund value-added income, the use of production self-help fees to carry out production self-help activities of net income, as well as the penalties for non-payment of unemployment insurance premiums late fee income, and so on.

What benefits can unemployed workers enjoy?

The portion of the Unemployment Insurance Fund that is directly used for unemployed workers includes: 1. unemployment benefits for unemployed workers; 2. medical expenses and burial subsidies for unemployed workers during the period of receiving unemployment benefits, as well as pension and relief expenses for the immediate family members supported by the unemployed workers; and 3. other expenses approved by the people's governments of provinces, autonomous regions and municipalities directly under the central government for solving the difficulties of unemployed workers in their daily lives. In addition to the above insurance benefits, which can be received in monetary form, unemployed workers can also receive the necessary assistance in participating in vocational training and production self-help, in order to improve their own quality and realize re-employment as soon as possible.

What are the conditions for receiving unemployment insurance benefits?

China's "Regulations on Unemployment Insurance" stipulates that people with the following conditions can receive unemployment insurance benefits:

(a) participate in unemployment insurance in accordance with the provisions of the unit and I have been in accordance with the provisions of the obligation to fulfill the contributions for more than one year;

(b) not because of their own will to interrupt the employment of the person;

(c) has been registered as unemployed, and have job search requirements (c) have registered as unemployed and have job-seeking requirements.

While receiving unemployment insurance benefits, the unemployed shall also be entitled to other unemployment insurance benefits in accordance with the regulations.

What are the circumstances under which an unemployed person cannot continue to receive unemployment insurance benefits?

The Regulations on Unemployment Insurance (hereinafter referred to as "the Regulations") stipulate that an unemployed person shall cease to receive unemployment insurance benefits, and shall also cease to enjoy other unemployment insurance benefits, if any of the following circumstances exist during the period of receiving unemployment insurance benefits: (a) re-employment; (b) conscription for military service; (c) emigration; (d) enjoyment of the basic old-age pension benefits; (e) sentenced to imprisonment or re-education through labor; and (f) the person who has been sentenced to imprisonment or reeducation through labor; or (g) the person who has been sentenced to imprisonment. or under re-education through labor; (6) refusing, without justifiable reasons, to accept a job introduced by a department or agency designated by the local people's government; (7) in other cases stipulated by laws and administrative regulations.

When an unemployed person, during the period of enjoyment of unemployment insurance benefits, undergoes a change of circumstances that causes him to lose the conditions for continued enjoyment of unemployment insurance benefits, his enjoyment of unemployment insurance benefits shall be terminated in such a case.

The Regulations clearly stipulate the circumstances under which an unemployed person may not continue to enjoy unemployment insurance benefits, which is an important measure to safeguard the legitimate rights and interests of the unemployed. Unemployed persons have the right to apply for administrative reconsideration to the administrative department of labor and social security if the unemployment insurance agency terminates their unemployment insurance treatment without authorization in violation of these regulations, and they may file a lawsuit with the people's court if they are not satisfied with the reconsideration decision.

What are the rights and obligations of an unemployed worker?

After becoming unemployed, employees of all kinds of urban enterprises and institutions, where employment is interrupted not because of their own will, as long as the unit and the individual have participated in the unemployment insurance and fulfilled the obligation to pay contributions in accordance with the provisions for one year, they should go to the unemployment insurance agency in time to apply for registration as unemployed and take the initiative to seek employment with a proof of termination or dissolution of the labor relationship issued by the unit for them. In such cases, they can apply for unemployment insurance benefits and enjoy other unemployment insurance benefits, as well as obtain re-employment services; if they fall ill and receive medical treatment during the period of receiving unemployment insurance benefits, they can apply for medical subsidies; if they die, their families can apply for funeral subsidies and pensions. Meet the conditions of the minimum subsistence guarantee for urban residents, in accordance with the relevant provisions of the minimum subsistence guarantee for urban residents, these are the legitimate rights and interests of the unemployed and their families. Of course, the enjoyment of unemployment insurance treatment is a certain period of time, the unemployed to fundamentally solve the problem of livelihood security, should be in the government and the community's help, rely on their own efforts to improve the quality of their own vocational skills, to create employment conditions, active, proactive search for or to open up new jobs, to seize all the employment opportunities, and as soon as possible to realize the re-employment.

Farmer contract workers recruited by their units who have worked continuously for one year, whose units have paid unemployment insurance premiums, and whose labor contracts have not been renewed at the expiration of their employment contracts or have been terminated prematurely, are eligible to receive a one-time living allowance.

How do I apply for unemployment insurance benefits?

Within 40 days from the date of termination or dissolution of labor (employment) or working relationship with the employer, the unemployed person shall apply for unemployment registration at the labor and social security department of the street or town where his/her household is located with a certificate of termination or dissolution of labor (employment) or working relationship with the employer, a hukou (household registration) book, an ID card and three one-inch photos without a crown, and shall apply for unemployment insurance benefits at the same time, if he/she is eligible to receive such benefits. insurance benefits. Starting from the month following the month of unemployment registration, the employee will receive unemployment insurance benefits on a monthly basis with his/her ID card, Unemployment Insurance Benefit Receipt Certificate and Job Seeking Certificate. If you are unable to collect unemployment insurance benefits due to illness, you can entrust a relative to collect the benefits on your behalf with the unemployed person's Unemployment Insurance Benefit Receipt Certificate, Job Seeking Certificate, ID card, hospital diagnostic certificate, and the ID card of the person who collects the benefits on your behalf.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"