Can the company pay only three risks?

Enterprises can't just pay three risks.

At present, the social security paid by the unit is a combination of five insurances, and pension, medical care, maternity, unemployment and work injury are paid together. The unit itself cannot choose insurance to pay. But individuals only need to pay pension, medical care and unemployment (agricultural registered permanent residence doesn't).

On-the-job employees shall pay the housing provident fund in accordance with the regulations. "The housing provident fund is a' payable' project, which is legally necessary, and payment also means that it is an obligation. Anyone who terminates or terminates the labor relationship with the original unit shall continue to pay the old-age insurance premium. There are basically three situations:

1. Persons whose labor relations are dissolved or terminated due to enterprise restructuring, bankruptcy, dissolution, merger or economic layoffs;

2. Employees whose labor relations have been terminated due to dismissal, dismissal and my proposal to terminate the labor relations;

3. Persons who are not re-employed after the termination of the labor contract.

The update program requires the following files:

1, Basic Endowment Insurance Manual;

2. Personal account statement (the statement needs to be stamped with the "transfer chapter of endowment insurance relationship" of the social security agency);

3. My identity document;

4. Proof of dissolution or termination of labor relations;

5. Unemployed persons need to carry unemployment insurance manuals or relevant certificates.

Unemployed people can pay during the period of receiving unemployment benefits, and the policy stipulates that unemployed people can not pay the basic old-age insurance premium during the period of receiving unemployment benefits, which is not included in the payment period. The maximum period for receiving unemployment insurance benefits is two years. In these two years, conditional can also be voluntary payment, continuous calculation of payment period.

The social security agency establishes a personal account for endowment insurance for each insured employee according to the ID number, which is included in the personal account according to the payment base of 1 1%, and the interest is accumulated year by year. Personal accounts clearly record employees' contributions and serve as the basis for calculating employees' benefits when they retire. Therefore, when I was young, my retirement pension was paid by me.

Legal basis:

Article 17 of the People's Republic of China (PRC) Labor Contract Law shall meet the following provisions:

(a) the name, domicile and legal representative or principal responsible person of the employing unit;

(2) The name and address of the laborer and the number of the resident identity card or other valid identity documents;

(3) The term of the labor contract;

(4) Work content and work place;

(five) working hours and rest and vacation;

(6) Labor remuneration;

(7) Social insurance;

(eight) labor protection, working conditions and occupational hazard protection;

(nine) other matters that should be included in the labor contract as stipulated by laws and regulations.

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.