Job Recruitment Website - Social security inquiry - Can I still buy social security at the age of 48

Can I still buy social security at the age of 48

You can buy social security at the age of 48.

You can do it before you reach retirement age. If the social security period is not enough at retirement age, you can apply for delaying retirement and continue to pay social security. Anyone who can be insured before retirement age. The current retirement age is 60 for men and 55 for women.

If the cumulative payment of statutory retirement age is less than 15 years, there are two solutions according to the relevant laws and regulations of People's Republic of China (PRC) Social Insurance Law:

1, you can continue to pay to 15, and receive the basic pension monthly. As for continuing payment, one way is deferred payment, and the other way is one-time payment.

2, into the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-first new rural social endowment insurance benefits are composed of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.