Are social security cards all one kind of card?

Social security card is not a kind of bank card, but a special account. According to the types of cardholders, social security cards can be divided into two categories, namely, social security (personal) cards issued to urban employees, unemployed people and retirees and social security (employer) cards issued to employers.

1. What does social security card mean?

The full name of the social security card is the Social Security Card of the People's Republic of China. The Social Security Card of the People's Republic of China is an integrated circuit (ic) card, which is uniformly planned by Ministry of Human Resources and Social Security and issued to the public by local human resources and social security departments, and used in various business fields of human resources and social security.

Social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers. Ministry of Human Resources and Social Security said that it will take about five years to make social security cards generally have financial functions.

Social security card information includes basic information on the card surface and information in the card. Among them, the basic information on the card surface is the cardholder's name, card number, citizenship number, card issuing date, validity period, etc. The card records the personal status of the cardholder (such as employment, unemployment, retirement, etc.). ), social insurance payment, personal account information of endowment insurance, personal account information of medical insurance, professional qualifications and skills, working experience, industrial injury and occupational disease disability, etc.

2. How many years does Shenzhen social security need to pay?

The current policy is to pay 15 years. According to Article 16 of the Social Security Law, individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid for 15 years. Social security payment/kloc-can be stopped after 0/5 years. If there is a unit that has paid 15 years, but the employees have not retired, the enterprise will continue to pay until retirement; Individuals who pay social security can stop paying or continue to pay. According to the local policy, they will definitely continue to pay high salaries. Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service period, and the more pensions you receive when you retire.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Three, the main differences between social insurance and commercial insurance:

(A) the purpose of implementation is different. Social Security Social insurance is the basic guarantee for social members when necessary, and it is not for profit. Commercial insurance is the commercial operation of insurance companies, aiming at profit;

(2) Different implementation methods.

Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;

(3) The subject and object of implementation are different.

Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;

(4) Different protection levels.

Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, with a low degree of protection; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.

4. What if the company doesn't buy social security?

According to the relevant laws and regulations, the unit shall handle the social insurance formalities for employees and pay social insurance premiums for employees, and the part borne by individuals shall be withheld and remitted by the unit from my salary.

Employees must sign a contract with the unit when they join the company. In the event of a dispute, the contract can be used as proof of the formation of labor relations between employees and units. According to the Labor Contract Law, Social Insurance Law and other relevant laws, as long as there are labor relations, enterprises should handle social security for employees.

For employees who have not signed a contract, employees can keep all kinds of materials that can prove the existence of labor relations with the unit, such as salary slips, stamp certificates, work clothes, etc. Once the unit does not apply for social security, it can go to the labor arbitration institution where the enterprise is located for arbitration. The local labor department will issue an arbitration opinion, and employees can ask the enterprise for reissue and new social security according to the arbitration opinion.

Five, enterprise employees should enjoy the following benefits for non-work-related deaths:

1. Funeral expenses

How to make money by speculating in gold? Expert guidance bank gold and silver TD account opening guidance bank gold and silver simulation trading software suite gold number desktop quotation tool. The average salary of employees in this enterprise is 2 months.

2. One-time relief fund

If he supports 1 immediate family members, the salary of the deceased shall be 6 months; 2 people, 9 months' salary for the deceased himself; For three or more persons, the salary of the deceased is 12 months.

3. Subsidies for living difficulties of immediate family members.

Employees of enterprises (including retirees) who died due to illness or non-work-related death are eligible to receive subsidies for living difficulties of survivors, and the monthly subsidy standard for each person is adjusted to five categories according to the location of the enterprise: 180 yuan, 170 yuan, 150 yuan, 140 yuan, 130 yuan. (Linyi District 3 180 yuan, other nine counties 150 yuan)

(a) the subsidy standard for the survivors of workers who participated in revolutionary work before the founding of People's Republic of China (PRC) is increased by 20% on the basis of the above subsidy standard.

(2) If the employee's survivors are single, 10% will be increased on the basis of the above subsidy standard.

(3) Where there are both (1) and (2), the subsidy standard shall be increased by 30% on the basis of the above subsidy standard.

Legal basis:

Full text of People's Republic of China (PRC) social insurance law

Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.