What is the minimum payment standard for social security and medical insurance?

(1) Legal payment base for low-income people. For low-income people, if the monthly income of employees is lower than the lower limit of local social security payment base (generally 60% or 40% of local social security salary in the previous year, and local standards are not uniform), social security fees must be paid according to the lower limit of social security payment base. For example, if the employee's monthly salary is 2,000 yuan and the local social security payment base is 3,000 yuan, then the social security fee to be paid will be calculated according to the payment standard of 3,000 yuan. Payment amount = payment base multiplied by payment proportion. (2) The statutory payment base of high-income earners is the same. For high-income earners, if the employee's monthly income is higher than the upper limit of the local social security payment base (generally 300% of the local social security salary in the previous year), the social security fee will be paid according to the upper limit of the social security payment base. For example, the monthly salary of employees is 30,000 yuan, and the upper limit of the local social security payment base is 20,000 yuan, so the social security fee to be paid must be calculated according to the payment standard of 20,000 yuan. (3) Ordinary income earners whose monthly income is between the upper and lower limits of the local social security payment base should pay social security according to their actual income. It is only in this case that it is illegal for employers to pay social security according to the minimum standard or discount standard, which belongs to the scope we want to explore. Article 23 of the Social Insurance Law, employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Legal objectivity:

Community medical insurance belongs to urban residents' medical insurance, that is, for people whose urban hukou cannot participate in employee medical insurance (general medical insurance), the cost is relatively small, but the reimbursement ratio and total amount are not as high as employee medical insurance, and the choice of hospitals must start from community hospitals when seeking medical treatment, and they can only go to large hospitals if they meet the conditions of changing their major. If they go directly to a big hospital, they can't be reimbursed. Medical expenses incurred by insured residents in hospitalization (including family beds) in designated medical institutions shall be subject to certain Qifubiaozhun, and the part exceeding Qifubiaozhun shall be paid according to the control method of hospitalization ratio and maximum payment limit. Payment standard of community medical insurance: children: raised according to the standard of 100 yuan per person per year. Individuals pay 30 yuan and give financial assistance to 70 yuan. Among them, children who enjoy the minimum living guarantee for urban residents pay 10 yuan and give economic subsidies to 90 yuan; Severely disabled children (holding the Disabled Persons' Card of People's Republic of China (PRC) * * * and above), individual contributions 10 yuan, and economic subsidies to 90 yuan (including employment security fund for the disabled subsidizes 50 yuan). Urban non-employed residents: raised according to the standard of 250 yuan per person per year. Individual contribution 180 yuan, giving economic subsidies to 70 yuan. Among them, urban non-employed residents and low-income families over 60 years old who enjoy the minimum living guarantee pay 20 yuan and give financial subsidies to 230 yuan; Non-employed residents with severe disabilities in cities and towns will pay 20 yuan and 230 yuan (including employment security fund for the disabled 150 yuan). In addition, people who have participated in medical insurance for urban workers can use the surplus funds in their personal medical insurance accounts to pay residents' medical insurance premiums for their immediate family members.