Job Recruitment Website - Social security inquiry - What insurance can social security transfer transfer?
What insurance can social security transfer transfer?
Social security transfer, the part paid by the individual in the pension account can be completely transferred, and the part paid by the unit can only be comprehensively transferred according to the actual payment salary of each year and 12%. In other words, for social security transfer, some pension insurance pooling funds will suffer losses.
2. Medical insurance
When social security is transferred, the accumulated payment period and personal account balance of basic medical insurance are transferred by medical insurance.
3. Unemployment insurance
Social security transfer, if the original employer and the household registration of the unemployed are not in the same overall planning area, they can choose to enjoy unemployment insurance benefits in the place where the original employer or the household registration is located.
Extended data:
1. There is only one social security account.
Many people have misunderstandings about social security in different places, thinking that social security accounts only belong to the local area. When another city pays social security, the social security account will change and we will have a new social security account. The fact is that the social security account is fixed. No matter you change jobs in multiple cities, the social security account will remain unchanged and will not be revoked. When an employee leaves his job, the social security relationship is automatically sealed. The previous social security account will not be cancelled just because a new social security account has been established in a different place. As long as you take good care of your social security card and related materials, it is ok to transfer back and forth.
2. Who can handle the social security transfer?
Not everyone can handle social security transfer. For example, retirees who have started to receive pensions in accordance with state regulations can no longer apply for social security transfer; There are also employees who need to participate in social security transfer normally, with at least one month's actual payment record; In addition, there is an age limit, and social security transfer cannot be handled beyond a certain age.
3. What social security can be transferred?
As we know, social security includes five insurances (medical insurance, endowment insurance, maternity insurance, unemployment insurance and industrial injury insurance). Many friends will ask: can social security transfer all five insurances? Actually, it is not. General social security can only be transferred to endowment insurance, medical insurance and unemployment insurance, but industrial injury insurance and maternity insurance cannot be transferred. The years of endowment insurance and medical insurance can be accumulated, and even if there is an interruption in the middle, the insurance payment record and personal account will be kept. Pension insurance is not recommended to be transferred at a young age. If you want to know your final retirement location, then consider whether to transfer the old-age insurance. As long as the medical insurance is paid in time and conforms to the local medical insurance policy, you can enjoy local treatment.
Fourth, what circumstances need to be changed?
For friends who move from first-tier cities to second-and third-tier cities, unless they have decided to live or work in a city for a long time, or the new company requires social security to be transferred, or you are unwilling to bear too much social security, you should keep the club in place.
Of course, on the other hand, friends who come to work in big cities from third-and fourth-tier cities are in the opposite situation. Because the amount of old-age insurance paid before is low and the amount of pension is not high, they can choose to move to a big city as soon as possible, so as to protect their pension to the greatest extent. The steps of applying for social security transfer are not complicated, but the policies corresponding to different cities are different. Regardless of the transfer or not, the amount in the personal account and the payment period are always there, and they will be counted together when you finally retire.
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