How to use Shanghai social security card?

1, scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money.

2. Inquire about the balance of medical insurance card: Insured employees can call 95566 to inquire about the balance, or they can inquire at the Bank Savings Office of China or the designated hospitals and pharmacies in the urban area.

3. Inquiry on medical insurance card transaction: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, at China Bank Savings Office. If you have any questions about the transaction records, you can go to the retail business department of China Bank.

4. Medical insurance card password: If the insured employee changes his password, he can dial 95566 to change it, or he can bring his ID card to the Bank of China Savings Office to change it. If the insured employee forgets the password, he can bring his ID card to the Bank of China Savings Office to report the loss of the original password and change it.

5. Custody of medical insurance card: Insured employees should keep the medical insurance card properly. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it at the medical insurance office for confirmation, and then report the loss to China Bank Savings Office with your ID card and go through the formalities of replacement. After 7 days, they can get a new card.

Medical insurance card function:

Using medical insurance cards in designated hospitals:

(1) When seeing a doctor in a designated hospital, show the medical insurance card to prove the identity and registration of the insured. Individuals do not need to pay first and then reimburse, and medical insurance and hospitals can directly settle the part of medical insurance reimbursement. Only when the account is settled, the self-funded part will be paid by the balance of the medical insurance card or cash.

(2) There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the whole city last year), which means that the money above the deductible needs to be paid by itself, and the reimbursement ratio varies from place to place, and different hospitals and different projects are different, about 80%. You can go to the local labor and social security online for details.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.