What's the difference between personal social security and unit social security?

Legal analysis: difference 1: the number of types of insurance paid is different. The company pays five types of insurance: pension, medical care, unemployment, work injury and maternity, and individuals pay three types of insurance: pension, medical care and unemployment. The other two items only require the company to pay, not the individual.

Difference 2: different payment ratios: social security is based on a base and then paid in different proportions. The proportion of unit contributions is relatively high, and the proportion of individual contributions is relatively low. For example, the base number is 1000, and the pension insurance unit pays 18%, which is 180, and the individual only needs to pay 8%, which is 80.

Difference 3: The purpose is different. The part paid by enterprises is used for social security fund co-ordination, which is basically distributed to people who need it now. If it is old-age insurance, the money paid by the unit will be sent to social security for the retirement of people who are now retired.

The personal part is in your own account, and there will be interest. For example, the medical insurance part paid by individuals is stored in the personal medical insurance card for outpatient drug purchase and other consumption.

Legal basis: Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.