What is the meaning of social security sorting

Buying insurance first consider the protection function, and then make up the financial function, and remember two points:

① first buy social security, and then buy commercial insurance;

② commercial insurance pay attention to the first adult and then children.

Buying insurance is different in terms of what you need to cover and the amount of coverage you need, so it makes sense to choose the order of your insurance based on the size of your needs.

One, first buy social security, and then buy commercial insurance

Medicare is like a family infrastructure, is everyone should be equipped with the priority of the insurance, followed by commercial insurance. There are several kinds of commercial insurance:

1, critical illness insurance

Critical illness insurance benefits are equivalent to the discretionary "loss of income costs". The children who are sick, can't keep up with the body, can't keep up with the study, can use this money to make up for the nutrition, make up for the class, and even can be the future business fund, wife's book; the sick young adults have the old and the young, a lifetime of serious illness is a family thing, more need to buy critical illness insurance; the elderly due to the probability of suffering from a serious illness is too large, so the premiums are higher, the amount of compensation is less, do not recommend buying.

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2, life insurance

Life insurance is suitable for the old and young family pillars, whether it is the death or total disability and the loss of the ability to obtain financial resources, can be through the payout to support the family and pay the mortgage, car loan, slowing down the unfortunate occurrence of the economic pressure.

3, medical insurance

With the reimbursement of insurance, can be reported to the medical insurance can not report the project, as a short-term protection, very suitable for friends with poor health. For example, the small medical insurance, acted as a supplement to the medical insurance, even the cold and fever can be claimed, want to more in-depth understanding of the small medical insurance can look at this article: cold and fever can be reported? The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that!

4, accident insurance

In our country every year just because the total number of deaths due to road traffic accidents exceeded 100,000, every five minutes there will be a death, the world's first, that accident insurance is also particularly important. Stamp the blue word to understand which accident insurance cost-effective, not recommended to start: accident insurance to buy, how to buy, what are the types, a comprehensive analysis!

Two, commercial insurance attention to the first adult after the child

Adults are the child's protection and backing, the source of premiums. Only the economic conditions of adults to maintain a certain level, the child's living expenses, the source of premiums are guaranteed.