What is the course of the reform of the old-age insurance system in China?

First, the social old-age security system has basically taken shape. Full implementation of the old-age insurance system for government agencies and institutions, and integration with the basic old-age insurance system for urban workers, the "dual-track system" for pensions is coming to an end. The endowment insurance for employees has basically achieved provincial overall planning.

The second is to supplement the old-age security system and speed up the construction. Policies were introduced to encourage social organizations, foundations and private non-enterprise units to establish enterprise annuities. The revised "Management Measures for Enterprise Annuity Funds" was implemented, and the policy of expanding the investment scope of enterprise annuity funds and enterprise annuity pension products was introduced.

Third, the policies of commercial endowment insurance and personal savings endowment insurance are gradually established. The State Council issued Several Opinions on Accelerating the Development of Modern Insurance Service Industry.

Extended data

Key points of pension insurance system reform 2017;

1, the endowment insurance is coordinated from county level, provincial level to the whole country.

The endowment insurance in major countries in the world generally takes the form of overall planning at the national level. As far as China is concerned, the imbalance of domestic revenue and expenditure and the problem of individuals paying social security in different places can be alleviated by improving the level of overall planning.

2. Update of "Unified Account Integration" mode

Personal account fund accumulation and overall account pay-as-you-go are the core of the current "unified account combination" model. Due to many historical problems, the "empty account operation" of personal accounts has become a controversial place.

3. A plan to gradually delay the retirement age was introduced.

Delaying retirement can effectively extend the payment time, delay the pension collection time and reduce the dependency ratio accordingly, which is an effective means to alleviate the pressure of pension insurance payment.

World Wide Web -2065438+2007 China's pension insurance system reform focus.

China Economic Net-Zhu Yaoyin: Deepening the reform of the old-age insurance system