Foshan Social Security Information Network What should I do if I have bought social security for 14 years and don't work in the unit? I can stop and come to fifty-five.

Handling social security in the name of an individual is equivalent to social non-employees.

Non-employees can only apply for social security at the place where they are registered.

Urban hukou, 18 years old to 45 years old for women (or 50 years old for men), can apply for social security for urban flexible employees at the social security management office where the hukou is located, including endowment insurance and medical insurance.

If you have a rural hukou, you can apply for the new rural cooperative medical system and the old-age insurance according to local policies.

Take the urban hukou as an example-

1, about one month in 400 yuan, including medical insurance and endowment insurance, are bundled, so you can't just pay medical insurance; If you choose to apply for medical insurance for urban residents, you will pay 340 yuan every year (18 to 60 years old, Wuhan standard);

2. In the future, if you want to enjoy retirement medical insurance benefits, the medical insurance for urban workers needs to be insured for 25 years (female, Wuhan standard). Under the retirement age, you can pay in one lump sum.

3. There are many kinds of social security and medical insurance, such as medical insurance for urban workers, medical insurance for urban residents and new rural cooperative medical care. Job insurance is better than home insurance, and home insurance is better than agricultural insurance (in job insurance, the unit is better than the individual).

4. Medical insurance. If you can't get money after retirement, it is endowment insurance. Occupational insurance meets the retirement conditions, and you can directly enjoy the medical insurance retirement plan without paying money.

5, personal social security, you need to apply for a designated bank or postal savings withholding, just save enough money, in case you forget, you can apply for payment.

6, personal social security, after finding a job, you can apply for personal social security to stop insurance, the scope of overall planning remains unchanged (now it is the same city, it will be fine to connect the whole country in the future), and the work unit applies for social security renewal. If you don't do it at work, you can transfer to personal social security renewal.

As far as supplementary medical insurance is concerned, individuals pay medical insurance for urban workers, and the hospitalization rate is the same. However, the employee medical insurance paid by the unit has a personal account, which can be purchased from outpatient clinics and pharmacies, and individuals do not.

Personal account funds are divided according to the age, on-the-job and retirement of employees and retirees, and are included monthly in an insurance year.

(1) All the basic medical insurance premiums paid by employees are included in personal accounts;

(2) The basic medical insurance premium paid by the insured unit includes the following standards:

(1) For employees under 35 years of age (including 35 years of age), the payment base is1.1%;

(2) The age of the worker is 3 years old.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.