How to apply for social security after resignation

Legal analysis: social security cannot be taken out after leaving the company. However, after the death of an employee, the part of the personal account in social security can be legally inherited by the legal heir as the deceased's estate, and the rest can not be taken out, so they can only enjoy insurance benefits according to law after the insurance clauses occur. The state stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Social security cards are divided into bank accounts and social security accounts. As long as the bank account has money, it can be accessed at will, but the social security account has no balance. In fact, the social security account is only a carrier to record personal social security information, which includes five types of insurance: pension, medical care, work injury, unemployment and maternity. Except medical insurance, other insurances can only be reimbursed or collected when the actual situation requires reimbursement or retirement age, and they are all directly credited to the bank account of the social security card. As for the pension, it takes 15 years to get it. This money can guarantee our minimum living needs and lead a dignified old age.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.