Why not suggest social security transfer?

Social security transfer refers to transferring the social insurance originally paid by one company to another company for payment. Although social security transfer may be necessary in some cases, in general, social security transfer is not recommended for the following reasons:

First of all, the transfer of social security may affect the pension when individuals retire. There may be differences in social security policies and calculation methods in different regions, which may lead to changes in pension calculation methods after transfer, thus affecting individual retirement benefits.

Secondly, social security transfer may bring unnecessary troubles and disputes. In the process of transfer, various procedures and documents may be involved. Improper operation or inaccurate information may lead to problems in social security payment and even disputes. In addition, there may be differences in social security policies and regulations in different regions, and it takes a lot of time and energy to understand and adapt to the new regulations during the transfer process.

Thirdly, the transfer of social security may affect the rights and interests of individuals in the new company. Some companies will provide some additional benefits when employees join, such as supplementary medical insurance and housing accumulation fund. These benefits may be interrupted or lost if social security is transferred.

Finally, social security transfer may also involve legal risks. Social security transfer involves personal information and personal financial status. If it is inadvertently disclosed or abused in the process of transfer, it may bring unnecessary legal disputes and risks to individuals.

Social security transfer is an important decision involving personal welfare and financial security. Although some people may consider transferring social security to other places, this decision is not easy. First of all, social security transfer may face many risks. After the transfer, you may face new regulations and restrictions, which will damage your rights and interests. In addition, the transfer process may lead to a period of welfare interruption, which will bring inconvenience to your life. At the same time, the transferred social security may be different from the original, including the difference in treatment level and reimbursement scope. Therefore, when considering the transfer of social security, we must carefully evaluate the risks and benefits, consult professionals and get comprehensive suggestions. Remember, social security is your important guarantee, and making wise decisions is very important for your future.

Legal basis:

People's Republic of China (PRC) Social Insurance Law;

Chapter II Basic Endowment Insurance

Thirteenth employees of state-owned enterprises and institutions to participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government. When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.