How to apply for a loan to buy endowment insurance?

1. How to apply for a loan to purchase endowment insurance?

Information required for endowment insurance: two copies of ID card (original inspection); Recent one-inch color bareheaded photos; Original residence booklet for urban residents; File entrustment management card. Base, proportion and amount of endowment insurance:

1. payment base: the average social wage of the province where the individual is located in the previous year;

2. Payment ratio: in accordance with the relevant regulations of the year;

3. Payment amount: payment base × payment proportion × 12. Payment method and time limit: pay in cash at the human resources service center with the file entrustment management card. The insured shall pay the annual old-age insurance money in one lump sum, which shall be handled before June 20 every year, and interest shall be charged after the deadline, but not later than 65438+February 20. Payment time is1-20th of each month after the base of the current year comes out.

Second, how to use social security loans?

What are the social security loan conditions? It depends on how long you have paid social security and the payment base. The main items of social security include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. In addition to using social security regularly, social security can also apply for loans. Social security loan conditions First of all, social security loans must meet the following conditions: 1, social security payment continuously 18 months or more, without interruption.

2, must be 22-55 years old (excluding) residents of China (excluding Hong Kong, Macao and Taiwan).

3. Have a stable job, and the work unit buys social security and provident fund for individuals.

4. Work place and application place, work place and social security payment place belong to the same city.

5. There is no overdue record, and it has the ability to repay the loan principal and interest on time. Compared with your own conditions, if you can basically meet them, you can try to apply for social security loans in the bank. Everyone's social security contributions are different, so the loan amount will be different. Social security loans can be up to 600,000.

Third, the old-age insurance bought by the loan, what should I do if the old man has not paid off the loan after his death?

It's hard to say if the specific situation is unknown. This is the responsibility of the local medical insurance department and can only be known by consulting the relevant local departments.

4. How to apply for a loan to buy endowment insurance?

Hello, the processing flow of endowment insurance loan is as follows:

1. The borrower and his legal heir shall bring their valid ID card, ID card, social security card, stamp of endowment insurance and other materials to the local enterprise employee entrustment management center of the Municipal Human Resources and Social Security Bureau, and go through the loan qualification formalities according to regulations.

2. After the examination and approval by the local Municipal Bureau of Human Resources and Social Security's enterprise employee entrustment management center, the borrower carries the information needed to apply for a loan and goes to the loan bank to apply for an endowment insurance loan.

3. After being approved by the loan bank, the borrower signs a loan-related contract with the loan bank.

4. After the contract comes into effect, the lending institution will issue loans as required. abstract

How to borrow endowment insurance loans

Hello, the processing flow of endowment insurance loan is as follows:

1. The borrower and his legal heir shall bring their valid ID card, ID card, social security card, stamp of endowment insurance and other materials to the local enterprise employee entrustment management center of the Municipal Human Resources and Social Security Bureau, and go through the loan qualification formalities according to regulations.

2. After the examination and approval by the local Municipal Bureau of Human Resources and Social Security's enterprise employee entrustment management center, the borrower carries the information needed to apply for a loan and goes to the loan bank to apply for an endowment insurance loan.

3. After being approved by the loan bank, the borrower signs a loan-related contract with the loan bank.

4. After the contract comes into effect, the lending institution will issue loans as required. answer

Hello, the processing flow of endowment insurance loan is as follows:

1. The borrower and his legal heir shall bring their valid ID card, ID card, social security card, stamp of endowment insurance and other materials to the local enterprise employee entrustment management center of the Municipal Human Resources and Social Security Bureau, and go through the loan qualification formalities according to regulations.

2. After the examination and approval by the local Municipal Bureau of Human Resources and Social Security's enterprise employee entrustment management center, the borrower carries the information needed to apply for a loan and goes to the loan bank to apply for an endowment insurance loan.

3. After being approved by the loan bank, the borrower signs a loan-related contract with the loan bank.

4. After the contract comes into effect, the lending institution will issue loans as required. answer