I am a foreigner working in Ningbo, and the company helped me pay social security. Now my hometown is also promoting social security. Should I hand in another one in my hometown?

A: When migrant workers leave Ningbo, there are three ways to deal with the pension insurance relationship:

1, transfer money. If you continue to participate in the basic old-age insurance for employees in other areas after leaving Ningbo, you can ask the old-age insurance agency in the original insured place to transfer the old-age insurance relationship and personal account storage to the agency in the new insured place;

2. make a reservation. For those who do not continue to participate in insurance after leaving Ningbo and want to come to work in Ningbo after a period of time, the pension insurance agency can keep his personal account of pension insurance, and when he comes to work in Ningbo again, he can continue the pension insurance relationship.

3. Return. The premise is that migrant workers participate in the comprehensive insurance for migrant workers, and those who no longer come to work in Ningbo can apply, and provide the Notice of Payment of Social Endowment Insurance for Employees in Ningbo, my ID card and a copy. After the approval of the endowment insurance agency, the amount stored in its personal account will be returned to it at one time, and the endowment insurance relationship will be terminated.

Notice of Ningbo Municipal People's Government on Perfecting Relevant Policies of Social Insurance for Migrant Workers

(Yong [20 10]No. 106)

County (city) District People's government, municipal government departments and directly affiliated units:

In order to further improve the social insurance system for migrant workers in our city, according to the spirit of the Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance for Urban Enterprise Employees issued by the General Office of the State Council (Guo Ban Fa [2009] No.66) and the Interim Measures for the Transfer and Continuation of the Basic Medical Insurance for Migrant Workers issued by Ministry of Human Resources and Social Security (Ministry of Human Resources and Social Security Fa [2009]191), combined with the actual situation of our city, The relevant policies on perfecting the Interim Measures of Ningbo Municipality on Social Insurance for Migrant Workers (No.Yongfa [2007]10/hereinafter referred to as the Interim Measures) are hereby notified as follows:

The first is to raise the payment standard of endowment insurance.

The payment base of endowment insurance is determined according to the average monthly salary of the previous year. The minimum wage is not lower than the minimum wage standard of local employees at the time of reporting, and the maximum wage is not higher than the upper limit standard of basic old-age insurance payment.

The payment ratio of enterprises and employees is determined according to the payment ratio of basic old-age insurance. At present, the contribution rate of enterprises has dropped from 13% to 12%, and the contribution rate of employees is 8%. In the future, the adjustment will be implemented according to the basic old-age insurance regulations. Personal accounts of the insured are all formed by individual contributions, which are no longer included in the unit contributions, and interest is accrued according to the relevant provisions of the basic old-age insurance.

Two, improve the old-age insurance, serious illness medical insurance to enjoy the conditions and benefits of the relevant provisions.

(1) endowment insurance

According to the provisions of the state, if you should go through the retirement formalities in this city and meet one of the following conditions, you can enjoy the old-age insurance benefits according to the relevant provisions of the basic (low-standard) old-age insurance:

1. After reaching the retirement age stipulated by the state, the payment period of old-age insurance will accumulate to 15 years;

2. If you have not reached the retirement age stipulated by the state, but have completely lost the ability to work due to illness or non-work, the cumulative payment period of old-age insurance is 15 years.

(2) Medical insurance for critical illness

The insurance period for migrant workers to participate in serious illness medical insurance according to the Interim Measures shall be determined by the medical insurance agency according to the actual records. If the insured person enjoys the pension insurance benefits on a monthly basis in this city, the insured period of serious illness medical insurance can be converted into the payment period of basic medical insurance for urban workers according to 4: 1, or into the payment period of hospitalization medical insurance according to 2: 1. If the accumulated payment period of medical insurance meets the conditions of enjoying the basic medical insurance benefits for retirees or hospitalization medical insurance benefits, you can enjoy the corresponding medical insurance benefits for retirees; Do not meet the prescribed conditions, by individuals in accordance with the provisions of a one-time payment of medical insurance premiums for less than years, you can enjoy the corresponding medical insurance benefits for retirees.

Three, improve the old-age insurance, serious illness medical insurance transfer and connection methods.

(a) according to the provisions of this notice, the pension insurance relationship of the insured shall be handled in the following ways:

1. Before the insured reaches the age of receiving pension insurance benefits, he shall not terminate the pension insurance relationship and go through the formalities of surrender.

2. The transfer, retention and termination of the endowment insurance relationship of the insured shall be implemented according to the relevant provisions of the basic endowment insurance.

(two) the insured who has transferred the pension insurance relationship according to the Interim Measures continues to work in the administrative area of this Municipality or does not have the transfer conditions for the time being, and the pension insurance agency shall keep it; If you leave the administrative area of this Municipality for floating employment or reach the retirement age stipulated by the state and can go through the retirement formalities in this Municipality, you can pay 8% of the basic old-age insurance premium or the enterprise's payment base at that time upon your own application. If you don't want to return it, you can convert it according to certain standards. After paying back or converting shares, you can go through the formalities of transferring old-age insurance or enjoy basic (low-standard) old-age insurance benefits according to state regulations.

If I don't have the transfer conditions and don't want to keep them, I can terminate the relationship upon my application, and the amount of personal account storage will be sent to me by the endowment insurance agency or connected with the social endowment insurance for urban and rural residents.

(3) If the insured person moves in the same overall planning area of this Municipality due to changes in the work unit, the relationship of serious illness medical insurance shall be continued, and the payment period of serious illness medical insurance shall be calculated cumulatively; Flowing in different areas of the city as a whole, the relationship between serious illness medical insurance can be transferred, and the payment period of serious illness medical insurance is calculated cumulatively. When the insured person terminates (cancels) the labor relationship and leaves the administrative area of this Municipality, it is necessary to transfer the serious illness medical insurance relationship out of the administrative area of this Municipality. According to the actual records, the relationship between serious illness medical insurance and insurance payment will be transferred, and the relationship between serious illness medical insurance in this city will be terminated at the same time. The specific handling procedures shall be implemented in accordance with relevant regulations; Temporarily do not have the transfer conditions or the insured temporarily unwilling to transfer, medical insurance agencies to suspend their serious illness medical insurance relationship, and retain their serious illness medical insurance payment period.

Four, improve the old-age insurance, serious illness medical insurance fund management approach.

The collected endowment insurance premium and serious illness medical insurance premium are included in the basic endowment insurance fund and medical insurance fund for overall use. The old-age insurance premium and serious illness medical insurance premium collected before the implementation of this notice shall be temporarily implemented according to the original provisions.

Verb (short for verb) others

(a) the city's unemployment insurance payment base is still determined according to the minimum wage standard of the city as a whole when reporting, and the payment ratio is 2%, and unemployment insurance benefits remains unchanged.

(two) the relevant issues not involved in this notice are still implemented in accordance with the provisions of the Interim Measures.

(three) the specific issues such as the conversion standard of endowment insurance in the implementation of this notice and the treatment of personal accounts after payment shall be separately clarified by the Municipal Bureau of Labor and Social Security in consultation with the Municipal Finance Bureau.

(4) This notice shall be implemented as of May 65438, 20 1 year.

(5) The Municipal Labor and Social Security Bureau shall be responsible for the interpretation of this notice.

Ningbo Municipal People's Government?

20 10 year18 February

Release Department: Ningbo Municipal Government issued date: 2010 65438+February 8, and implemented date: 20 20 10 65438+2+May 0 0 1 (local regulations).