What should I do if I lose social security because of unemployment?

But don't worry too much, because some measures can be taken to remedy this situation.

First, understand the impact of social security contributions.

Social security payment will directly affect your social insurance benefits. For example, the cumulative payment period of pension is directly related to the amount received, and termination of payment may lead to a decrease in the final pension received. In addition, medical insurance may be invalid because of payment cut-off, so that you can't enjoy relevant treatment when you need medical assistance.

Second, choose to pay social security.

If you want to continue to enjoy social security benefits, you can choose to pay social security. The specific procedures and required materials vary from region to region, and it is generally necessary to consult the local social security department. When you repay the loan, you may need to pay a certain amount of late fees and interest, the specific amount will depend on the time and amount of payment.

Third, re-participate in social security.

If you can't pay the social security fee temporarily, or have found a new job, you can choose to participate in social security again. When you re-participate in social security, you need to provide relevant certification materials and pay social security fees according to the new payment base and proportion.

Fourth, pay attention to the protection of individual rights and interests.

When dealing with social security payment, we need to pay attention to protecting our legitimate rights and interests. For example, make sure that your social security account information is accurate and avoid damage to social security benefits due to information errors. At the same time, you can also consult a professional legal person or social security expert for more detailed advice and help.

To sum up:

When you are cut off from social security payment due to unemployment, you need to understand the impact of social security payment and choose to pay social security or re-participate in social security according to your own situation. When dealing with this problem, pay attention to protecting personal rights and interests, ensure the accuracy of social security account information, and seek advice and help from professionals.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.