I want to ask, the social security payment base has increased. If I don't get a raise, does it mean that my salary will shrink? delay retirement

1, individual pension insurance is paid according to 8% of the total salary. So, assuming that you have 30 years of service, theoretically your lifetime contribution is 8%*30* 12 months * your salary = 28.8 months' salary, that is to say, theoretically it will take you more than 2 years to spend all the money you have paid in your life. It should be noted that the personal account bears interest at the one-year bank interest rate every year, and this interest is yours.

2. Individual investment has the right of inheritance. Therefore, if you have a surplus in your lifetime (including when you have not retired), you must return it to the individual.

3, social insurance in the case of the death of the insured, but also need to pay funeral expenses and pensions.