Inadvertently paid social security for one year, is it useful after ten years?

Accidentally paying social security for one year is still useful after ten years.

Endowment insurance and medical insurance can accumulate payment years, but those that have not reached the prescribed years shall not be used, and other types of insurance shall not be used. When reaching the statutory retirement age, the accumulated payment has reached the fixed number of years stipulated by the state. After retirement, they will no longer pay the basic medical insurance premiums and basic old-age insurance premiums, and enjoy the basic medical insurance benefits and basic old-age insurance benefits in accordance with state regulations.

The impact of social security withholding is as follows:

1, pension and unemployment have no effect, but there are fertility and medical care.

2. In principle, you must be insured for more than 6 months to enjoy the treatment. If you break down halfway, you need to pay again.

3. Medical treatment has been stopped for 1-3 months, and you must make up the previous one before you can enjoy it. If you stop for more than 3 months, you have to wait for 3 months to enjoy medical insurance benefits.

To sum up, in addition to the old-age insurance, once the other five insurances are stopped, they cannot be paid back and need to be paid again. However, as long as the pension insurance has been paid for 15 years, you can receive a monthly pension after retirement. The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement, as long as the fee is renewed.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.