How to make up the balance of personal pension account?

The total amount of individual pension accounts includes three parts: the basic old-age insurance premium paid by individuals, the basic old-age insurance premium paid by units credited to individual accounts, and the interest calculated according to the social security interest rate. The basic old-age insurance premium paid by the unit will be credited to the personal account and will be removed in the new policy. The individual contribution is 8% of the individual salary, all of which goes into the individual account; The unit payment is 65438+ 06% of the individual salary, which will go into the overall account.

Where can I check the balance of social security personal account?

1, official website query: We can log in to official website, the local social security bureau, enter the account password to log in, then go in and find the social security that we have purchased, and make an operation query according to the prompts on the page.

2. Telephone inquiry: directly call the social security bureau's customer service hotline 12333, and make inquiries according to voice prompts or manual services.

3. Offline service hall inquiry: The insured person can bring his social security card and ID card to the service hall of the local social security agency, and make inquiry with the help of the self-service machine or staff.

4. Inquiries at designated pharmacies and hospitals: When people go to the hospital for medical treatment and buy medicines at pharmacies, they can directly settle their accounts with social security cards. After settlement, there will be a consumer receipt showing the balance.

To sum up, the balance of the individual pension account consists of the basic pension insurance premium paid by the individual, the basic pension insurance premium paid by the unit credited to the individual account and the interest calculated according to the social security interest rate.

Legal basis:

Social insurance law

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.