How to handle employee medical insurance by yourself?

The process of medical insurance for employees is as follows: carrying materials, payment amount and payment period.

The procedures for individuals to purchase employee medical insurance are as follows:

1. Carrying materials: you need to apply to the social security bureau where your household registration is located, and you need to provide your ID card. You need to prepare two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.

2. Payment amount: The payment amount is calculated according to the local social salary of the insured in the previous year, which varies from year to year. In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

3. Payment period: Employee medical insurance needs to be paid for at least 25 to 30 years, and employee medical insurance can only be reimbursed after retirement age. When encountering difficulties such as illness; It can be reimbursed by employee medical insurance.

You can directly bring relevant materials to the social security agency for handling.

First, the medical insurance payment process:

1. Individuals can only pay their own medical insurance and endowment insurance, but they can't pay the others themselves. They can only pay other insurances after joining the company.

2. Individuals only need to go to the local social security agency and bring their personal ID card, proof of the neighborhood committee or village committee where their household registration is located, one-inch photos and other materials to pay.

Two, there are three ways to query the social security situation:

1. Inquire through official website of Human Resources and Social Security Bureau and enter your own social security code, password and verification code.

2. Go to the local social security bureau, call the social security bureau service number, and conduct policy consultation and information inquiry.

3. Bring your ID card, medical insurance card or social security card to the business hall of the local social insurance agency for enquiry.

3. Social insurance refers to a non-profit social security system with income redistribution function, which aims to prevent and force most members of society to participate.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

To sum up, unemployed individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer and other flexible employees should apply to the social insurance agency for social insurance registration.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.