Is employee medical insurance better or social security better?

Medical insurance in social security refers to the basic medical insurance for urban workers. The main differences between the two are:

First, face different people. Medical insurance for urban workers is mainly for employees and retirees who have work units or are engaged in individual economy. Medical insurance for urban residents is mainly for urban non-employees such as elderly residents, low-income objects, severely disabled people, students and children who have urban household registration and have no jobs;

Second, the payment standards and sources are different. Medical insurance for urban workers is jointly paid by employers and individual workers, and does not enjoy government subsidies. The payment standard of urban residents' medical insurance is generally lower than that of employees' medical insurance, and the government gives appropriate subsidies on the basis of individual contributions;

Third, the treatment standards are different. Due to the low level of financing, the medical treatment standard of urban residents' medical insurance is slightly lower than that of employees' medical insurance.

Fourth, the payment requirements are different. If the minimum payment period is set for medical insurance for urban workers, if the payment period reaches 25 years for men and 20 years for women, they can enjoy basic medical insurance benefits without paying after retirement; There is no minimum payment period for urban residents' medical insurance, which must be paid every year. If you don't pay, you won't enjoy the treatment.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.