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The reimbursement is for maternity medical expenses and does not include expenses incurred by the child.

Maternity insurance is not eligible for reimbursement and reimbursement of the scope of the reimbursement will not be reimbursed. Maternity insurance is a social insurance system in which the state adopts legislation to provide medical services, maternity allowances and maternity leave by the state and society in the event of temporary interruption of labor for women workers who are pregnant or giving birth, and the state or society provides the necessary financial compensation and medical care to workers who give birth. Employees enjoying maternity insurance benefits should have the following conditions at the same time: 1) the employer has made contributions for the employee for more than one year and continues to make contributions for the employee; 2) it is in line with the national and provincial regulations on population and family planning.

Social insurance is a social and economic system that provides income or compensation for those who are incapable of working, temporarily lose their jobs, or suffer losses due to health reasons, and occupies a central position in the entire social security system. Its main programs include old-age insurance, medical insurance, unemployment insurance, work injury insurance, and maternity insurance. The social insurance scheme is organized by the government, which forces a certain group of people to pay social insurance taxes (fees) to form a social insurance fund, and under certain conditions, the insured can receive fixed income or compensation for losses; it is a kind of redistributive system, whose goal is to ensure the reproduction of material and labor force and the stability of society. In China, social insurance is an important part of the social security system, and it occupies a central position in the whole social security system. In addition, social insurance is a kind of contributory social security, financed mainly by employers and workers themselves, with government subsidies and ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they have fulfilled their legal obligation to make contributions, and if they meet the legal conditions. Participating in social insurance according to the law is the obligation of employers and workers, even if the social security contributions for 15 years, as long as the existence of labor relations, we must participate in the insurance according to the law.

In summary: Maternity insurance is for the physiological characteristics of the act of giving birth, according to the law, working women due to the birth of a child, resulting in the temporary interruption of the work of the worker, the loss of normal sources of income, by the state or society to provide material assistance. Maternity insurance benefits include both maternity allowances and maternity medical services. The Maternity Insurance Fund consists of the maternity insurance premiums paid by the employer, together with interest and late payment fees. Maternity allowances for female workers during maternity leave, medical expenses incurred in childbirth, the cost of family planning surgery for workers and other expenses related to maternity insurance as stipulated by the State shall be paid out of the Maternity Insurance Fund, excluding expenses incurred by the child.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 54

Where an employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; and the employee's unemployed spouse shall enjoy maternity medical expenses in accordance with state regulations. The required funds shall be paid from the Maternity Insurance Fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.