Which grade of flexible employment social security payment is the most cost-effective

It is more cost-effective to choose the payment base with the lowest social security contribution for flexible employment.

If flexible employees pay social security, the payment amount is 28.5% of the payment base, including 20% of endowment insurance and 8.5% of medical insurance. According to the lowest payment grade, of course, due to the differences in economic development in different regions, the social security amount paid by different regions is also different.

You can also call the human resources company to pay social security. In this way, individuals need to bear all the expenses, but also need a certain service fee, which requires a lot of expenses. For people with better economic conditions, you can choose this way.

Payment level:

There are five payment grades for social security of flexible employees, which are 60%, 80%, 100%, 200% and 300% respectively. We can choose the required payment grade according to our own economic situation. Different payment grades need to pay different fees, and the pension insurance benefits received after retirement are also different, which needs to be considered by the insured.

If it belongs to a human resources company, the minimum wage cannot exceed 60% of the local average social wage in the previous year. The maximum wage shall not exceed 300% of the local average wage in the previous year. We can choose freely within this range, but we need to pay attention to the economic pressure we can bear.