How to get old-age insurance for urban and rural residents after retirement

The way for urban and rural residents to receive pensions after retirement should be determined according to local social security policies and personal needs.

After the retirement of urban and rural residents' pension insurance, the way of receiving pension mainly depends on the way of personal choice and the local social security policy. Under normal circumstances, you can choose to receive it monthly or once, and the specific method needs to be determined according to the regulations of the local social security department.

First, understand the local social security policy.

Before retiring, urban and rural residents are advised to know the local social security policies, especially the part about endowment insurance. This includes provisions on the conditions, methods and time of receiving pensions. This information can be obtained by consulting the local social security department, inquiring official website or calling the social security hotline.

Second, choose the collection method.

According to local policies, urban and rural residents can choose their own collection methods. Monthly payment is a common choice, which can ensure a stable source of income every month. In addition, some regions also offer the option of receiving all pensions in one lump sum. Which way to choose needs to be weighed according to the actual situation and needs of the individual.

Third, go through the collection procedures.

After determining the collection method, you need to go through the collection procedures at the local social security department. This usually includes filling in relevant forms, providing ID cards, social security cards and other materials, and may also require steps such as identity verification and signature confirmation. In the process of handling, we must follow the instructions of the staff to ensure the accuracy and completeness of the information.

Fourth, get a pension.

After completing the collection procedures, you can start to receive pensions. If you choose to receive it monthly, the pension will be paid monthly to the bank account designated by the individual; If you choose to receive it in one lump sum, you need to go to the social security department to receive all the pensions within the specified time. In the process of collection, if you have any questions or encounter problems, you should contact the local social security department in time to solve them.

To sum up:

The way for urban and rural residents to receive pensions after retirement should be determined according to local social security policies and personal needs. When handling the collection procedures, complete and accurate materials should be provided in accordance with relevant regulations. In the process of collection, if you encounter problems, you should contact the social security department in time to solve them.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

People's Republic of China (PRC) social insurance law

Article 2 1 stipulates that:

The treatment of new rural social endowment insurance consists of basic pension and personal account pension. Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.