Whose money does the Social Security Bureau give the company maternity insurance?

First, individuals do not pay maternity insurance, which is paid by the unit and reimbursed.

One is to pay for your personal expenses arising from childbirth.

The second is to pay for the loss of your company's inability to work due to childbirth during maternity leave. In other words, when you have a baby, because you can't go to work, the enterprise will give you money, which will damage the interests of the enterprise. Therefore, social insurance pays corresponding expenses to enterprises.

Second, this is why the maternity allowance is calculated according to the average salary of all employees in your enterprise in the previous year, not according to your own salary. Now, if you don't get paid during your maternity leave, the money for maternity insurance is for you.

Extended data:

definition

Maternity insurance is a social insurance system stipulated by national legislation, which provides timely material assistance by the state and society when the labor force is temporarily interrupted due to maternity. Maternity insurance benefits in China mainly include two items.

One is maternity allowance, and the other is maternity medical care. Its purpose is to help working women recover their working ability and return to work by providing them with maternity allowance, medical services and maternity leave.

Be underwritten by insurance

crowd

All employees, including male employees, who have established labor relations with the employing unit shall participate in maternity insurance.

Payment of expenses

Employers pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

The payment ratio of Beijing maternity insurance is: enterprises pay maternity insurance premium according to 0.80% of the employee payment base;

The proportion of maternity insurance payment in Guangzhou is: enterprises pay maternity insurance premium according to 0.85% of the employee payment base.

Measures for the settlement of maternity insurance expenses

The settlement method of maternity insurance expenses refers to the way that social insurance agencies pay for medical services within the scope of maternity insurance. At present, the international settlement methods are: payment by disease, payment by project, payment by head, etc.

In practice, Qingdao has explored a medical expense settlement method suitable for China's maternity insurance. The method adopted is that female workers give birth in designated hospitals, and social insurance agencies and designated hospitals implement quota settlement. The main steps of this settlement method are:

Baidu encyclopedia-maternity insurance