Jiangxi province urban and rural endowment insurance

The urban and rural endowment insurance in Jiangxi Province is a social insurance system established to ensure the elderly life of urban and rural residents.

First, the insured object and payment method

The insured objects of urban and rural endowment insurance in Jiangxi Province are mainly urban and rural residents, including rural residents, urban residents and urban and rural irregular workers. Insured residents are required to pay fees according to regulations, and the payment standard is determined according to the local economic development level and residents' income level. The payment methods are flexible and diverse, and you can choose one-time payment, regular payment or annual payment.

Second, the pension benefits and receiving conditions

Insured residents can receive pension benefits after reaching the statutory retirement age and paying a certain number of years. Pension benefits are determined according to the insured's payment period, payment amount and local average wage, so as to ensure that insured residents can enjoy basic living security in their later years. At the same time, Jiangxi Province has also established a pension adjustment mechanism to adjust the level of pension benefits according to economic and social development.

Three. Policy propaganda and service guarantee

In order to improve the understanding and participation of urban and rural residents in the old-age insurance system, governments at all levels in Jiangxi Province and relevant departments actively carry out policy publicity activities to popularize the knowledge of old-age insurance and answer residents' questions. At the same time, strengthen service guarantee, optimize business processes, improve work efficiency and provide convenient and efficient services for insured residents.

Four. Institutional advantages and development prospects

The urban and rural old-age insurance system in Jiangxi province has the advantages of wide coverage, flexible payment and reliable treatment, which provides stable old-age security for urban and rural residents. With the development of economy and society and the aggravation of population aging, the system will play an increasingly important role in ensuring the elderly life of urban and rural residents. In the future, Jiangxi Province will continue to improve the old-age insurance system, improve the level of security and create a better old-age life for urban and rural residents.

To sum up:

The urban and rural endowment insurance in Jiangxi Province is a social insurance system established to ensure the elderly life of urban and rural residents. It provides pension benefits for insured residents through a combination of individual contributions and government subsidies. The system has many advantages, such as a wide range of insured persons, flexible payment methods and reliable treatment, and has been continuously improved in policy propaganda and service guarantee. With the development of economy and society and the aging of population, the urban and rural endowment insurance system in Jiangxi Province will play an increasingly important role in creating a better old-age life for urban and rural residents.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Measures for the implementation of basic old-age insurance for urban and rural residents in Jiangxi Province

Article 4 provides that:

Staff of non-state organs and institutions and urban and rural residents who have reached the age of 16 (excluding students at school) and are not included in the basic old-age insurance system for employees can participate in the old-age insurance for urban and rural residents at their domicile.