What insurance does a 28-year-old single migrant worker need to buy besides social security?

For the 28-year-old single migrant workers, they will face the risks of diseases and accidents. Therefore, in addition to social security, these people also need to buy critical illness insurance, millions of medical insurance and accident insurance.

For those who don't know much about the above three kinds of insurance, please read this article: What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

1, critical illness insurance

Nowadays, the disease is getting younger and younger. Especially at this stage, young people often stay up late, coupled with irregular diet and rest, it is easy to cause the decline of body immunity, which makes the probability of serious illness of this group of people increase. If you are unfortunately suffering from a serious illness, then these people may not be able to continue working. In this way, work income will be affected. Critical illness insurance belongs to payment insurance, and its claims can be used not only to make up for the economic losses of the insured during his illness, but also for the subsequent rehabilitation and living expenses of the insured.

Therefore, for the 28-year-old single migrant workers, it is necessary to configure critical illness insurance.

Below, the senior sister summed up a list of cost-effective critical illness insurance suitable for 28-year-olds. You can have a look: recommended to you at the age of 28, the top ten critical illness insurance stocks worth buying!

2. Millions of medical insurance

Under the high-intensity work form, many 28-year-old young people are in a sub-health state, and men of this age also have bad habits such as smoking and drinking. This also makes this group of people suffer from serious diseases such as lung cancer and liver cancer. If you are unfortunately suffering from these serious illnesses, the cost of treatment is very high. This is often difficult for people with little savings. Millions of medical insurance with the characteristics of low premium and high insurance coverage can not only reduce the burden of medical expenses for serious illness to a certain extent, but also make the insured confident to accept better treatment conditions. Moreover, many million medical insurance products will also provide value-added services such as medical expenses advance and overseas medical treatment, so that the insured can enjoy better medical services.

Friends who want to know more about value-added services can read this article: What is the "value-added service" in medical insurance? The more value-added services the better? Small sample, too naive. ...

3. Accident insurance

For the 28-year-old migrant workers, they have to face pedestrians and vehicles rushing to and from work every day, surrounded by unexpected risks. So it is also necessary to buy accident insurance.

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