Can Shenzhen Social Security get a refund?

The core content of the new old-age insurance policy

From 20 10, 1, 1, the Interim Measures for the Transfer and Continuation of the Relationship of Basic Old-age Insurance for Employees in Urban Enterprises will be implemented.

All participants in the basic old-age insurance for employees of urban enterprises, including migrant workers, can transfer the basic old-age insurance relationship when they are employed across provinces; While transferring the amount of personal account storage, it also transfers some units to pay fees; The payment period of the insured in various places is calculated together, and the accumulated amount of individual accounts is calculated together, and migrant workers are treated equally. In order to prevent the insured from running back and forth between the two places because of the renewal relationship, the Interim Measures stipulates a unified handling process. When the insured leaves the place of employment, the social security agency will issue the insurance payment certificate; In the new place of employment, you only need to submit a written application for renewal of insurance, and the social security agencies in the transfer place and the transfer place will coordinate the examination, confirmation and cross-regional renewal procedures.

Reminder: Migrant workers can call the hotline of the Municipal Social Security Bureau 12333 for consultation if they have problems with the transfer of endowment insurance.

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First, there are three ways to transfer the pension insurance relationship across provinces.

If the insured person is employed by floating across provinces, the basic old-age insurance relationship should be transferred to the new insured place, as follows.

1. If the newly insured place is the domicile of the insured person, it shall be unconditionally collected in time.

2. If the new insured place is not the domicile of the insured person, it is determined whether there is a conditional transfer according to age: if the male is under 50 years old and the female is under 40 years old, there is no conditional restriction and it should be received in time; Men over 50 years of age and women over 40 years of age, the basic old-age insurance relationship remains in the original insured place, and a temporary basic old-age insurance payment account is established in the new insured place.

3. If the transfer is approved by the organization, whether there are any unconditional restrictions shall be determined according to the relationship with the transferred unit and the insurance situation: if there are unconditional restrictions on establishing labor relations with the transferred unit and paying the basic old-age insurance premium, it shall be collected in time; If the labor relationship has not been established with the transferred unit or the basic old-age insurance premium has not been paid, it shall be implemented according to the above provisions marked by age.

Second, the household registration and payment period determine the pension benefits.

When the insured reaches the conditions for receiving the basic old-age benefits, the place for receiving the benefits shall be determined according to whether the basic old-age insurance relationship is located at the domicile or whether the local payment period is full 10 years.

1. If the basic old-age insurance relationship is located at the domicile, it will be collected at the domicile.

2. If the basic old-age insurance relationship is inconsistent with the household registration location, it shall be determined by whether the local payment period exceeds 10 years; if the local payment period exceeds 10 years, it shall be collected locally; If the local payment period is less than 10 year, it will be transferred back to the last insured place in 10 year; If the payment period is less than 10 years, it will be transferred back to the place where the household registration is located.

III. Whether the pension plan is consistent with the local pension plan and payment method.

After the insured person transfers and continues the basic old-age insurance relationship and determines the place where he receives the benefits, if he meets the conditions for receiving the benefits, when approving the basic pension, he shall calculate the payment wage index according to the average wage of employees in each year corresponding to his annual payment wage and the place where he receives the benefits, and calculate the basic pension according to the provisions of the state. In other words, the pension plan and payment method of the insured transferred across provinces are the same as those of the local insured.

Four, the transfer formalities shall be handled by the social security department, without running at both ends.

I only need to submit a written application for renewal of insurance in my new place of employment, and other procedures such as examination, confirmation and inter-regional renewal of insurance shall be handled by the social security agencies in the transfer-in and transfer-out places. This can prevent the insured from running back and forth between the two places because of the renewal relationship.

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What should migrant workers do if they interrupt their employment and are unable to pay?

The "Interim Measures" stipulates that if migrant workers interrupt their employment or pay fees during their return to their hometowns, their pension insurance relationship will be retained by the original insured place, all their insurance payment records will be retained, and the amount of personal accounts will continue to bear interest according to regulations, so that the rights and interests of migrant workers will not be damaged by running back and forth between urban and rural areas. If you return to urban employment and continue to pay insurance premiums, whether you return to the original insured place for employment or go to other cities and towns for employment, the payment period will be calculated cumulatively, and the amount stored in your personal account will be calculated together. (Reporter Ye Shan)