Advantages and disadvantages of outsourcing five insurances and one fund to employees

The advantages and disadvantages of outsourcing five insurances and one gold to employees are:

Reduce costs, including social security base costs, labor costs and potential costs caused by medical treatment and work-related injuries in different places, improve efficiency, and work can be more concentrated and refined. Improving employee satisfaction and managing social security locally can improve employee satisfaction to a certain extent.

According to the current social security policy, individuals must have a labor relationship with enterprises to participate in insurance, and social security fees are shared by companies and individuals and paid by enterprises. Local registered residents are allowed to pay social security in the personal payment window as individuals, and non-local registered residents can only pay social security for them by the unit.

Personal job-hopping, no company pays social security for him, so there will be social security withholding, which may affect his qualifications and treatment in his city. In order to avoid social security withholding during job change, he can only rely on social security, and the agency will pay social security for him.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

legal ground

People's Republic of China (PRC) social insurance law

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to share the fruits of development and promoting social harmony and stability. Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.