2065438+2009 Chengdu social security payment new regulations, how to calculate Chengdu social security payment base and proportion?

20 16 Chengdu new social security regulations, the payment base and proportion are as follows.

(A) the basic old-age insurance

1. payment base

According to the relevant provisions of No.38 [2005] of the State Council, No.33 133 of the municipal government and No.34 [2006] 1 34 of Chenglao Social Development, starting from1month of 2008, the payment base of the individual basic old-age insurance for the insured is determined as1the average monthly salary of employees in Sichuan Province last year.

According to the provisions of the document [2007] 120 issued by Cheng Lao She Fa, from June 1 day, 2008, the following individual insured persons who do not enjoy social security subsidies and have difficulties in living submit applications with relevant supporting materials. If qualified, the basic old-age insurance payment base can be determined as one of 60% and 80% of the average monthly salary of employees in Sichuan Province last year.

Enjoy unemployment insurance benefits, need to provide the current "lost insurance claim form"; Those who enjoy the urban minimum living guarantee need to provide the current "low guarantee";

Landless farmers must provide reemployment certificates for landless unemployed farmers; Women over 40 years old and men over 50 years old who hold the re-employment concession card need to provide the Re-employment concession card; Disabled persons, need to provide a "disabled card"; Other people with difficulties in life, such as single-parent families, need to issue community certificates and related certification materials.

At the legal retirement age, pension benefits will be reduced accordingly.

2. Payment ratio

The basic old-age insurance premium is paid monthly, with the payment ratio of 20%, and the monthly payment amount is: payment base ×20%.

Before the promulgation and implementation of Decree 10 in 2004. Municipal Government126 June 2006 5438+ 10 According to the relevant provisions of Cheng Fu Fa [1999] No.32 and Cheng Ban Fa [2006 5438+0] No.45, while paying the basic old-age insurance premium, it shall be paid monthly at the same time according to 0.6% of the payment base.

(2) Basic medical insurance

After the employer participates in the basic medical insurance for employees (non-local household registration has accumulated for three years) and terminates the labor relationship with the employer, it shall continue to participate in the basic medical insurance for employees as an individual.

The base and proportion of payment shall be in accordance with the relevant provisions of OrderNo. 12 in 2005, as stipulated in the documents of the municipal government 154 and Chenglaoshefa [2008] 120. From June 5438+0, 2009, the insured individuals can voluntarily choose to pay the basic medical insurance premium at 80% of the average salary of employees in Chengdu last year.

You can also choose 100% of the average salary of employees in Chengdu last year as the payment base, and the payment ratio is 4%. You don't need to set up a personal account and enjoy hospitalization medical insurance benefits.

The basic medical insurance model determined by the insured individual shall not be changed within a natural year.

(3) Maternity insurance

1. The payment base shall be implemented according to the relevant provisions of OrderNo. 12 of 1998. Municipal Government 126, individual insured persons participate in maternity insurance, and the payment base is determined according to the average monthly salary of urban workers in Chengdu in the previous year.

From June 5438+1 October1day, 2006, the maternity insurance premium will be collected by the social insurance agency where the basic medical insurance relationship is located together with the basic medical insurance premium. According to the Interim Measures for Maternity Insurance for Enterprise Employees in Chengdu (excluding those who have stopped paying for more than two months), the relevant documents of Cheng Lao She Han [2006] 125 stipulate that,

Those who have not yet participated in the basic medical insurance will continue to be collected together with the basic old-age insurance fee according to the payment standard of maternity insurance from June 2006 10. Individual insured persons who receive basic pensions will no longer pay maternity insurance premiums.

2. Payment ratio

Maternity insurance premium is paid monthly, with the payment ratio of 0.6%, and the monthly payment amount is: payment base ×0.6%.

Extended data:

Social security integration:

Notice of Chengdu Municipal Bureau of Human Resources and Social Security on Printing and Distributing Opinions on Specific Issues Concerning the Integration of Comprehensive Social Insurance for Employees with Non-urban Household Registration and Social Insurance for Urban Employees in Chengdu (Cheng She Fa [2011] No.8)

Before Chengdu social security merged

Payment of comprehensive insurance money

(1) Old age allowance.

Those who participated in the comprehensive insurance before March 3 1 1 and did not apply for the old-age allowance, the personal account treatment of the old-age allowance and the payment records of the insured who have suspended the payment of the comprehensive insurance fee will be automatically transferred to the basic old-age insurance for urban workers from April 20 1 1 year, and shall be implemented according to the provisions of the basic old-age insurance for urban workers.

(2) reimbursement of hospitalization medical expenses.

2011March 3 1 If the insured is hospitalized, he will be paid according to the original funding channels.

(3) compensation for work-related injuries. Before 1, 20 10/,and July 3 1, take part in comprehensive insurance. If the insured suffers a work-related injury, it shall be paid according to the original financing channel.

2.201August 10 to March 3, 2065438165438. If the insured suffers work-related injuries, the medical insurance agency will pay for them.

3.8 1, before 2065438, those who enjoy comprehensive insurance and pay monthly work-related injury insurance benefits (regular treatment, medical expenses for recurrent old injuries, etc.). After August 1, 2065438, it will be paid by the medical insurance agency.

(4) Unemployment benefits.

Those who participated in comprehensive insurance before March 3 1 1 and did not apply for unemployment benefits from comprehensive insurance will not be accepted after April 1.

(5) Maternity allowance for female employees.

Those who gave birth before March 3 1 1 and meet the conditions of enjoying maternity allowance and applying for comprehensive insurance will be paid by the medical insurance agency after continuing to participate in maternity insurance.

(6) Personal medical account.

20 1 1 has been in use since April 1.

After the integration of social security in Chengdu

Payment of insurance money

(1) reimbursement of hospitalization medical expenses.

1. The insured person will continue to participate in the basic medical insurance for urban workers and pay the basic medical insurance premium in full. The payment of hospitalization expenses after admission in April of 20 1 1 year shall be implemented according to the provisions of the Measures for Basic Medical Insurance for Urban Workers.

2. After the insured person's comprehensive insurance payment period and the urban employee's basic medical insurance payment period are continuously calculated 12 months, the hospitalization expenses shall be implemented according to the provisions of the Measures for Urban Employee's Basic Medical Insurance.

3. The insured person's comprehensive insurance payment period and continuous participation in the basic medical insurance payment period for urban workers are less than 12 months, and sudden major diseases are implemented according to the relevant provisions of the Measures for Basic Medical Insurance for Urban Workers.

(2) Payment of maternity insurance benefits.

The insured person's comprehensive insurance payment period and the payment period of continuous participation in the maternity insurance for urban employees, if they give birth after 12 months, shall be implemented in accordance with the provisions of the maternity insurance measures for urban employees. V. Social Insurance Card The social insurance agency shall, according to the Implementation Measures for the Combination of Basic Old-age Insurance for Enterprise Employees and Individual Accounts in Chengdu (DecreeNo. 10 of the municipal government). 133),

The relevant provisions of the Measures for the Basic Medical Insurance for Urban Workers in Chengdu (Order No.1 Municipal Government 154) will gradually issue social insurance cards to the insured who have participated in the social insurance for urban workers.

The difference between social security and commercial insurance;

1, achieving different purposes. Social insurance is the basic guarantee for social members when necessary, not for profit; Commercial insurance is the commercial operation of insurance companies, aiming at profit;

2, the implementation is different. Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;

3. The subject and object of implementation are different. Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;

4. Different protection levels. Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, with a low degree of protection; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.

References:

Baidu encyclopedia-Chengdu social security