Job Recruitment Website - Social security inquiry - What is the difference between the social security bought by yourself and the company bought social security

What is the difference between the social security bought by yourself and the company bought social security

The difference between the social security bought by yourself and the social security bought by the company is as follows:

1, the participants are different. The unit to pay social security, the insured person is an active employee. The social security, the participants are mainly children, the elderly, unemployed residents or freelancers, etc.;

2, the payment of the insurance is not the same. The unit to pay social security is mandatory, for employees to pay five insurance; and their own social security is voluntary participation, mainly pension insurance and medical insurance;

3, the payment of the cost and the proportion is different; the unit to pay social security, pension insurance, medical insurance and unemployment insurance is by the individual and the unit to pay according to the proportion, and the cost of industrial accident insurance, maternity insurance, all by the unit to pay the cost of the individual does not need to pay. Individuals paying social security can only pay pension insurance and medical insurance, and the required social security fees need to pay;

4, enjoy the treatment is not the same. Employee health insurance set up a personal account, there is a certain amount of medical expenses into the account every month. In addition, the workers enjoy unemployment, work injury, maternity three insurance treatment. The residents of the medical insurance does not set up a personal account, there is no medical expenses into the account. Individuals do not have unemployment, work-related injuries and maternity insurance benefits.

Legal basis:Legal basis:Article 4 of the Social Insurance Law of the People's Republic of China

Employers and individuals within the territory of the People's Republic of China pay social insurance premiums in accordance with the law, and have the right to inquire into the records of payment and individual rights and interests, and to request the social insurance agency to provide social insurance counseling and other related services. organizations to provide social insurance counseling and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions by their own units.

What is the declaration procedure of social security

1. If the person concerned has an employer, the employer first prepares its business license, employee roster and other materials;

2. Then he applies for registration with the social security agency;

3. Then the social security agency examines and approves the application;

4. If the examination and approval are passed at the end, the person will be registered and issued with a social security card.

5.